Pennsylvania Compensation Rating Bureau (PCRB)

Pennsylvania Compensation Rating Bureau (PCRB) is a non-profit corporation established in 1915 in accordance with the insurance laws of Pennsylvania. It is not affiliated with the state government. The PCRB's responsibility is to propose classification of employers, underwriting rules, policy forms, loss cost values, and rating plans for workers' compensation within the state. The bureau is under the supervision and examination of the Pennsylvania Insurance Commissioner, who must approve its ability to compile loss costs on an equitable and impartial basis. The DCRB, a similar entity in Delaware, operates under comparable statutes. Both organizations are essential to the regulatory framework overseeing workers' compensation insurance. The PCRB has a membership comprising all insurance carriers, including the State Workers’ Insurance Fund (SWIF), that are authorized to sell workers' compensation insurance in Pennsylvania. The DCRB, on the other hand, is comprised of insurance carriers authorized to sell workers' compensation insurance in Delaware. For further information, visit their respective websites at www.pcrb.com and www.dcrb.com.