İnteraktif Kredi, established in 2010, is a pioneering fintech startup based in Turkey, with the motto "Kredi Herkesin Hakkı." The company addresses credit accessibility issues for individuals often overlooked by traditional financial systems. By leveraging AI-driven assessment models, İnteraktif Kredi re-evaluates those with low credit scores, facilitating their reintegration into financial ecosystems.
The platform's AI technology analyzes over 1 million user applications, predicting behaviors and personalizing risk models, offering alternative scoring solutions to institutions. As Turkey’s first corporate entity in this field, it plays a pivotal role in advancing accessible finance. Crucially, its AI systems manage high-volume applications securely and scalably.
İnteraktif Kredi has received a $6.00M seed investment from İTÜ ARI Teknokent, Keiretsu Forum, Alesta Investment, and Sertaç Özinal as of November 1, 2023. With its TÜBİTAK-approved services, it is poised to expand internationally, promising solutions to global financial accessibility challenges.