4thWave
Canada based Finance and Banking-As-A-Service Platform Provider
3 employees · Toronto, Canada
Banking Circle
A next generation bank, powered by the latest technology
1126 employees · est. 2013 · Luxembourg, Luxembourg
Banking Circle is the larger of the two.
Side-by-Side Comparison
| Metric | 4thWave | Banking Circle |
|---|---|---|
| Founded | ||
| Founded | Not tracked yet | 2013 |
| Headquarters | ||
| Headquarters | Toronto, Canada | Luxembourg, Luxembourg |
| Employees | ||
| Employees | 3 | 1126 larger |
| Industry | ||
| Industry | Finance, Banking | B2B, Financial Services, Fintech |
| Funding Stage | ||
| Funding Stage | Not tracked yet | Acquired |
| Total Funding | ||
| Total Funding | Not tracked yet | $300.00M |
| Funding Rounds | ||
| Funding Rounds | Not tracked yet | 1 |
| Services | ||
| Services | Universal Payments, Supply Chain Financing & Collections, Payments Value Added Services | Global Payments and Accounts, Foreign Exchange, Deposits, Agency Banking, Correspondent Banking, API Hub |
| Target Customers | ||
| Target Customers | Financial Institutions, Supply Chain Managers, Corporates looking for financing solutions, Digital Payment Processors | Payment Businesses, Banks, Investment Funds, Account Providers, Cross-Border Payment Providers |
| Taxonomy | ||
| Taxonomy | Finance And Banking-As-A-Service, FinBaaS, B2B Platform, Universal Payments, Value Added Services, Supply Chain Finance, Payments Solutions, Retail Banking Solutions, Business Banking Solutions, Corporate Banking Solutions, Collections Management, Financial Institution Services, PaaS, Banking Modules, Business Analytics | Next-Generation Banking, Financial Technology, Instant Payment Schemes, Cross-Border Payments, Multi-Currency Transactions, Banking Services Infrastructure, Super-Correspondent Banking Network, Global Banking Solutions, B2B Payments, Business Lending, Financial Services Infrastructure, Local Clearing System, Forex Services, Payments Solutions, Fintech Innovation |
| Website | ||
| Website | 4thwaves.com | bankingcircle.com |
About 4thWave
**4thWave** is a **Canada** based Finance and Banking-As-A-Service (FinBaaS) platform provider that caters to banks and financial institutions. As a B2B company, it is instrumental in offering innovative solutions that bridge the gap between traditional banking and modern financial needs. The core...
About Banking Circle
Banking Circle, founded in 2013, is positioned as a transformative player in the fintech space with its slogan, "A next generation bank, powered by the latest technology." Headquartered in Luxembourg and operating under the regulatory oversight of the Commission de Surveillance du Secteur Financier...
We will tell you when either one moves
BounceWatch watches 4thWave and Banking Circle for new funding, fast hiring, new executives and a change of software vendor. When one happens, we email you the same day.
Funding, hiring, leadership and stack changes at 4thWave and Banking Circle — by email.
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Compiled from the BounceWatch company index. We last looked at 4thWave on 5 Jul 2025, and Banking Circle on 28 May 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.