American Cycle Finance Inc.
Second-chance finance solutions for motorcycle retailers and riders.
15 employees · est. 2015 · Marlborough, United States
Oakam Ltd
We're a disruptive lender using innovative technology to empower the un- and underbanked to access affordable credit.
57 employees · est. 2006 · London, United Kingdom
Oakam Ltd is the older company (2015 vs 2006); Oakam Ltd is the larger of the two.
Side-by-Side Comparison
| Metric | American Cycle Finance Inc. | Oakam Ltd |
|---|---|---|
| Founded | ||
| Founded | 2015 | 2006 older |
| Headquarters | ||
| Headquarters | Marlborough, United States | London, United Kingdom |
| Employees | ||
| Employees | 15 | 57 larger |
| Industry | ||
| Industry | Finance, Lending and Investments | Not tracked yet |
| Funding Stage | ||
| Funding Stage | Not tracked yet | Unknown |
| Total Funding | ||
| Total Funding | Not tracked yet | $41.00M |
| Funding Rounds | ||
| Funding Rounds | Not tracked yet | 3 |
| Services | ||
| Services | Not tracked yet | Not tracked yet |
| Target Customers | ||
| Target Customers | Not tracked yet | Not tracked yet |
| Taxonomy | ||
| Taxonomy | Motorcycle Finance, Subprime Lending, Second-chance Financing, Credit Challenges, Dealer Network, Consumer Credit, Loan Approvals, Credit Reporting, Re-establishing Credit, Verifiable Information, Subprime Finance, Credit Bureaus, Lending Solutions, Consumer Accounts, Credit Turn Downs | Disruptive Lending, Digital Micro-lending, Underbanked Empowerment, Affordable Credit Access, Credit Score Improvement, Smartphone-powered Lending, Inclusive Credit Scoring, Personalized Lending, Financial Inclusion, Data-driven Credit Solutions, Consumer Credit Innovation, Barrier Reduction In Credit, Technology-driven Finance, Digital Financial Services, Credit Ladder Development |
| Website | ||
| Website | americancyclefinance.com | oakam.com |
About American Cycle Finance Inc.
American Cycle Finance offers lending solutions to customers who have experienced credit turn downs or declines. Our growing dealer network features nearly 400 motorcycle retailers in 18 states ready to assist riders to get in a loan and get on a bike. The ACF program offers dealers the chance to as...
About Oakam Ltd
Oakam Ltd, founded in 2006 and headquartered in the United Kingdom, is carving a niche in the financial technology space as a digital micro-lender. Adopting a groundbreaking model, Oakam is committed to transforming the landscape for the un- and underbanked, enabling them to gain access to affordabl...
We will tell you when either one moves
BounceWatch watches American Cycle Finance Inc. and Oakam Ltd for new funding, fast hiring, new executives and a change of software vendor. When one happens, we email you the same day.
Funding, hiring, leadership and stack changes at American Cycle Finance... and Oakam Ltd — by email.
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Related Comparisons
Compiled from the BounceWatch company index. We last looked at American Cycle Finance Inc. on 13 Sep 2024, and Oakam Ltd on 30 Apr 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
