AperiData logo

AperiData

The Real Time Credit Reference Agency

9 employees · est. 2020 · Chester, United Kingdom

VS
Pngme  logo

Pngme

Unified financial data for 3.3 billion people. A more accurate way to predict and prevent loan defaults.

29 employees · est. 2018 · San Francisco, United States

Pngme is the older company (2020 vs 2018); Pngme is the larger of the two.

Side-by-Side Comparison

AperiData Pngme
Founded
2020 2018 older
Headquarters
Chester, United Kingdom San Francisco, United States
Employees
9 29 larger
Industry
Financial Services, Fintech, Information Technology Big Data, Financial Services, Fintech
Funding Stage
Corporate Round Series A
Total Funding
$1.25M $18.34M
Funding Rounds
2 3
Services
Open Connect, Categorise, Affordability, Credit Console®, SaferBet™, Data Analytics, Credit Decisioning, Account Management, Collections & Recoveries, Debt Advice Not tracked yet
Target Customers
Financial Institutions, Credit Agencies, Lending Companies, Debt Advisors, Banking Sector Not tracked yet
Taxonomy
Credit Reference Agency, Open Banking, Financial Inclusion, Credit Scoring, Lending Processes, Real-Time Risk Insights, Consumer Creditworthiness, Financial Data Transformation, Digital Consumer Services, Ethical Credit Decisions, FCA Authorised, Open Banking AISP, Proprietary Delivery Methodology Financial Inclusion, Data Sharing, Credit Scoring, Wealth Creation, Lending API, Data Science For Lending, Alternative Credit Scoring, Loan Servicing Software, Credit Risk Management, Loan Default Prevention, Debt Collection Software, Lending Marketplace, Data Enabled Lending, Alternative Financial Data
Website
aperidata.com pngme.com
AperiData logo

About AperiData

AperiData, established in 2020 and headquartered in the United Kingdom, is carving a niche with its innovative approach as "The Real Time Credit Reference Agency". Leveraging the dynamics of Open Banking, this fintech startup is committed to advancing financial accessibility through a disruptive cre...

Pngme  logo

About Pngme

Pngme, with its slogan "Unified financial data for 3.3 billion people. A more accurate way to predict and prevent loan defaults," was founded in 2018. The company operates in the industries of Big Data, Financial Services, and Fintech, with its headquarters in the United States. Pngme recently recei...

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Funding, hiring, leadership and stack changes at AperiData and Pngme — by email.

Frequently Asked Questions

AperiData — The Real Time Credit Reference Agency. Pngme — Unified financial data for 3.3 billion people. A more accurate way to predict and prevent loan defaults.. Both companies operate in related markets but may differ in funding stage, team size, and product focus.
AperiData has raised $1.25M while Pngme has raised $18.34M.
AperiData and Pngme operate in overlapping markets and are frequently compared. Track both companies on Bounce Watch to monitor their growth signals in real time.

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Compiled from the BounceWatch company index. We last looked at AperiData on 3 Jul 2025, and Pngme on 12 Sep 2024. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.

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