Beyond Finance
The Smart Way To Move Beyond Debt
1630 employees · est. 2016 · Chicago, United States
Tot
Driving excellence on the cutting edge of financial services and technology
59 employees · est. 2020 · Milano, Italy
Beyond Finance is the older company (2016 vs 2020); Beyond Finance is the larger of the two.
Side-by-Side Comparison
| Metric | Beyond Finance | Tot |
|---|---|---|
| Founded | ||
| Founded | 2016 older | 2020 |
| Headquarters | ||
| Headquarters | Chicago, United States | Milano, Italy |
| Employees | ||
| Employees | 1630 larger | 59 |
| Industry | ||
| Industry | Blockchain, Crypto, Financial Services | Not tracked yet |
| Funding Stage | ||
| Funding Stage | Unknown | Seed |
| Total Funding | ||
| Total Funding | $1.21B | $9.00M |
| Funding Rounds | ||
| Funding Rounds | 4 | 2 |
| Services | ||
| Services | Personalized debt consolidation options, Debt management and reduction, Loan origination and brokerage, Financial technology via mobile app, Client financial progress tracking | business bank accounts, financial management tools, expense tracking, spending control with company cards, automation of accounting processes |
| Target Customers | ||
| Target Customers | Individuals with high debt, Clients seeking debt consolidation, Users looking for financial wellness, People aiming to reduce monthly debt payments, Consumers preferring mobile financial management | SMEs (Small and Medium Enterprises), startups, individual entrepreneurs, professional associations, logistics and transport businesses, e-commerce retailers, construction companies |
| Taxonomy | ||
| Taxonomy | Debt Solutions, Financial Well-Being, Innovation, Credit Management, Consumer Finance, Financial Education, Technology | Financial Management, Business Banking, SME Solutions, Digital Finance, End-to-end Financial Services, Collaborative Finance Tools, Agile Company Culture, Financial Technology Innovation, Intuitive Financial Platforms, Startup Environment, Team Empowerment, Italian Financial Institutions, Servant Leadership |
| Website | ||
| Website | beyondfinance.com | tot.money |
About Beyond Finance
Beyond Finance, founded in 2016, is a pioneering fintech company headquartered in the United States. With a mission encapsulated by its slogan, "The Smart Way To Move Beyond Debt," the company's focus is on providing individuals with personalized solutions to alleviate debt and subsequently achieve...
About Tot
Tot, founded in 2020 and headquartered in Italy, is on a mission to transform financial management for companies with its cutting-edge technology and seamless service. By delivering an intuitive, collaborative, and end-to-end financial management platform, Tot aims to enable businesses to manage fin...
We will tell you when either one moves
BounceWatch watches Beyond Finance and Tot for new funding, fast hiring, new executives and a change of software vendor. When one happens, we email you the same day.
Funding, hiring, leadership and stack changes at Beyond Finance and Tot — by email.
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Compiled from the BounceWatch company index. We last looked at Beyond Finance on 12 Sep 2024, and Tot on 5 Dec 2025. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.