Cappy logo

Cappy

Your pay without the wait. Just like it should be.

16 employees · est. 2020 · Gothenburg, Sweden

VS
Payactiv logo

Payactiv

The Leader in Earned Wage Access.

368 employees · est. 2012 · San Jose, United States

Payactiv is the older company (2020 vs 2012); Payactiv is the larger of the two.

Side-by-Side Comparison

Cappy Payactiv
Founded
2020 2012 older
Headquarters
Gothenburg, Sweden San Jose, United States
Employees
16 368 larger
Industry
Financial Services, Fintech, Human Resources Finance, Financial Services, Fintech
Funding Stage
Pre Seed Series C
Total Funding
$6.18M $133.70M
Funding Rounds
1 6
Services
Workforce management and scheduling solutions, Payroll automation and on-demand pay app, Financial flexibility and budgeting tools On-Demand Pay, Earned Wage Access Framework, Digital Wallet App, Payactiv Visa Card, Financial Counseling, Exclusive Discounts
Target Customers
Employers, Businesses, Human resources departments Employees, Employers, HR Managers, Payroll Managers, Retail Sector
Taxonomy
Flexible Pay, Employee Benefits, Income Smoothing, Productivity, Wages, On-demand Pay, Earned Wage Access, Salary, Personal Finances, Financial Wellness Earned Wage Access, Employee Financial Health, Financial Wellness, Income Smoothing, HRTech, FinTech, Financial Inclusion, Alternative To Payday Loans, Employee Engagement, Payroll Solutions, Financial Stress Reduction, Employee Productivity, Workforce Management, Wage Access, Financial Resilience
Website
cappy.se payactiv.com
Cappy logo

About Cappy

Cappy is a Swedish startup established in 2020, focusing on Financial Services, Fintech, and Human Resources. The company's slogan, "Your pay without the wait. Just like it should be," encapsulates its core offering. Cappy partners with employers to introduce flexible pay, enabling employees to acce...

Payactiv logo

About Payactiv

Payactiv, founded in 2012, is a leading player in the Fintech sector, effectively addressing financial stress among employees through its innovative Earned Wage Access solutions. With the slogan, "The Leader in Earned Wage Access," the company focuses on enhancing employee financial health by provid...

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Frequently Asked Questions

Cappy — Your pay without the wait. Just like it should be.. Payactiv — The Leader in Earned Wage Access. . Both companies operate in related markets but may differ in funding stage, team size, and product focus.
Cappy has raised $6.18M while Payactiv has raised $133.70M.
Cappy and Payactiv operate in overlapping markets and are frequently compared. Track both companies on Bounce Watch to monitor their growth signals in real time.

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