The Credit Thing
A challenger in the UK credit market. Join the credit revolution!
4 employees · est. 2018 · Epsom, United Kingdom
Zempler Bank is the older company (2004 vs 2018); Zempler Bank is the larger of the two.
Side-by-Side Comparison
| Metric | Zempler Bank | The Credit Thing |
|---|---|---|
| Founded | ||
| Founded | 2004 older | 2018 |
| Headquarters | ||
| Headquarters | London, United Kingdom | Epsom, United Kingdom |
| Employees | ||
| Employees | 412 larger | 4 |
| Industry | ||
| Industry | Financial Services, Fintech, Payments | Financial Services, Fintech, Payments |
| Funding Stage | ||
| Funding Stage | Grant | Seed |
| Total Funding | ||
| Total Funding | $5.50M | $4.80M |
| Funding Rounds | ||
| Funding Rounds | 2 | 3 |
| Services | ||
| Services | Business bank accounts, Cashback on card spend, Savings pot with interest, In-app banking and online banking, Cash deposit services at UK Post Offices, Integrated accounting tools, Fraud monitoring and protection, Credit cards and creditbuilder services | providing credit card and e-money services |
| Target Customers | ||
| Target Customers | Small businesses, Sole traders, Startups, Hospitality businesses, Retail businesses, Construction businesses, UK registered companies | consumers using credit cards and e-money accounts |
| Taxonomy | ||
| Taxonomy | Challenger Bank, Small Business Banking, Digital Banking Platform, Fintech Solutions, Corporate Expense Management, Bulk Payments Service, Instant Account Opening, Entrepreneurial Banking, Independent Business Services, User-Friendly Solutions, Specialised Lending, Data-Driven Intelligence, Consumer Debit Accounts, Financial Services Innovation, Hybrid Work Environment | Challenger Bank, Neobank, Credit Card, Open Banking, Credit Revolution, Financial Inclusion, Credit Accessibility, Digital Banking, Credit Innovation |
| Website | ||
| Website | zemplerbank.com | thecreditthing.com |
About Zempler Bank
Cashplus Bank, founded in 2005, has established itself as a leading UK challenger bank catering specifically to small businesses. With the slogan, "The specialist bank for UK small business," Cashplus Bank provides digital current accounts tailored for entrepreneurs and independent businesses, addre...
About The Credit Thing
The Credit Thing, founded in 2018, is a promising fintech startup in the United Kingdom that aims to disrupt the traditional credit market. With its unique hybrid model combining features of a neobank, e-money account, and credit card, this company is carving a niche in the Financial Services sector...
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BounceWatch watches Zempler Bank and The Credit Thing for new funding, fast hiring, new executives and a change of software vendor. When one happens, we email you the same day.
Funding, hiring, leadership and stack changes at Zempler Bank and The Credit Thing — by email.
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Compiled from the BounceWatch company index. We last looked at Zempler Bank on 10 Jun 2026, and The Credit Thing on 3 Jul 2025. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
