Spenda
Spenda is is an integrated business platform that enables businesses across the supply chain to sell better and get paid
69 employees · est. 2015 · Osborne Park, Australia
cflox GmbH is the older company (2013 vs 2015); Spenda is the larger of the two.
Side-by-Side Comparison
| Metric | cflox GmbH | Spenda |
|---|---|---|
| Founded | ||
| Founded | 2013 older | 2015 |
| Headquarters | ||
| Headquarters | Hamburg, Germany | Osborne Park, Australia |
| Employees | ||
| Employees | 49 | 69 larger |
| Industry | ||
| Industry | Financial Services | Fintech, Payments |
| Funding Stage | ||
| Funding Stage | Seed | Post Ipo Equity |
| Total Funding | ||
| Total Funding | Not tracked yet | $7.18M |
| Funding Rounds | ||
| Funding Rounds | Not tracked yet | 1 |
| Services | ||
| Services | cflox pay, Dynamic Discounting, Supply Chain Finance, Customized Financial Solutions | Not tracked yet |
| Target Customers | ||
| Target Customers | Finance Departments, Treasury Professionals, Corporates with Supply Chains, Companies Seeking Liquidity Solutions, Businesses with International Payment Needs | Not tracked yet |
| Taxonomy | ||
| Taxonomy | Corporate Payments, Supply Chain Finance, Working Capital Optimization, Payment Terms Optimization, Cash Flow Optimization, Trade Financing, Supplier Base Management, Digital Payment Solutions, Approved Payable Financing, Market-based Discounting, Financial Technology, Payment Services, Cash Flow Management, Transaction Processing, Financing Solutions | Business Platform, Payment Processor, Transactional Efficiency, Payment Technology, B2B Payments, Business Process Optimization, Integrated Solutions |
| Website | ||
| Website | cfloxpay.com | spenda.co |
About cflox GmbH
cflox GmbH, founded in 2013 and headquartered in Germany, positions itself at the forefront of the financial services industry, specifically within corporate payments. Their slogan, "The future of corporate payments," encapsulates their mission to innovate supply chain finance. By optimizing working...
About Spenda
Spenda is a Fintech startup headquartered in Australia, founded in 2015. The company's slogan, "Spenda is an integrated business platform that enables businesses across the supply chain to sell better and get paid," encapsulates its core focus. Functioning as a software solutions provider and paymen...
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Funding, hiring, leadership and stack changes at cflox GmbH and Spenda — by email.
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Compiled from the BounceWatch company index. We last looked at cflox GmbH on 11 Sep 2025, and Spenda on 12 Sep 2024. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
