Chip – your wealth app
Get Chip – because finance is personal
253 employees · est. 2017 · London, United Kingdom
-logo.jpg "Moni (YC W22)"){kind=logo}
Moni (YC W22)
Community Finance Powered by Social Trust
55 employees · est. 2020 · San Francisco, United States
Chip – your wealth app is the older company (2017 vs 2020); Chip – your wealth app is the larger of the two.
Side-by-Side Comparison
| Metric | Chip – your wealth app | Moni (YC W22) |
|---|---|---|
| Founded | ||
| Founded | 2017 older | 2020 |
| Headquarters | ||
| Headquarters | London, United Kingdom | San Francisco, United States |
| Employees | ||
| Employees | 253 larger | 55 |
| Industry | ||
| Industry | Finance, Financial Services, Fintech | Finance, Financial Services, Fintech |
| Funding Stage | ||
| Funding Stage | Equity Crowdfunding | Non Equity Assistance |
| Total Funding | ||
| Total Funding | $50.41M | $1.10M |
| Funding Rounds | ||
| Funding Rounds | 11 | 3 |
| Services | ||
| Services | savings accounts, investment options, financial calculators, prize draws | Not tracked yet |
| Target Customers | ||
| Target Customers | individual savers, first-time investors, tech-savvy users, young professionals, people looking for tax-free investment options | Not tracked yet |
| Taxonomy | ||
| Taxonomy | Personal Finance, Savings Technology, Investment Platform, Open Banking, Financial App, Cash Deposits, ETF Investments, Passive Income, Seamless Banking, Future Savings, Investment Funds | Community Finance, SMEs, Working Capital, High-Yield Savings, Mobile Money Agents, Financial Products, Social Trust, Small Business Loans, Wealth Building, Interest Savings, Financial Inclusion, Revenue Growth, Community-Driven Model |
| Website | ||
| Website | getchip.uk | moni.africa |
About Chip – your wealth app
Chip – your wealth app, founded in 2017, stands as a significant player in the Fintech landscape. Operating out of the United Kingdom, this company combines the elements of Finance, Financial Services, Mobile, and Banking to provide users with a unified platform for managing, building, and growing l...
About Moni (YC W22)
Moni (YC W22) is a finance startup that aims to provide a range of financial products for both small and medium-sized enterprises (SMEs) and individuals. The company's slogan, "Community Finance Powered by Social Trust," reflects its commitment to leveraging social trust in enabling financial transa...
We will tell you when either one moves
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Funding, hiring, leadership and stack changes at Chip – your wealth app and Moni (YC W22) — by email.
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Compiled from the BounceWatch company index. We last looked at Chip – your wealth app on 16 Mar 2026, and Moni (YC W22) on 12 Sep 2024. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.