JO1N - Embedded Consumer Finance Platform
Boost your business with POS Multi-Lender Financing. 🚀
28 employees · est. 2020 · London, United Kingdom
Credit Key is the older company (2015 vs 2020); Credit Key is the larger of the two.
Side-by-Side Comparison
| Metric | Credit Key | JO1N - Embedded Consumer Finance Platform |
|---|---|---|
| Founded | ||
| Founded | 2015 older | 2020 |
| Headquarters | ||
| Headquarters | Los Angeles, United States | London, United Kingdom |
| Employees | ||
| Employees | 57 larger | 28 |
| Industry | ||
| Industry | E-Commerce, Financial Services, Payments | B2B, Financial Services, Fintech |
| Funding Stage | ||
| Funding Stage | Debt Financing | Not tracked yet |
| Total Funding | ||
| Total Funding | $151.35M | Not tracked yet |
| Funding Rounds | ||
| Funding Rounds | 6 | Not tracked yet |
| Services | ||
| Services | Payment Solutions, Net Terms and Installment Payments, B2B Financing, Merchant Support, Customer Credit Access | Not tracked yet |
| Target Customers | ||
| Target Customers | B2B Merchants, Small and Medium Enterprises, Enterprise Brands, Sole Proprietors, Wholesalers | Not tracked yet |
| Taxonomy | ||
| Taxonomy | B2B Payments, Buy Now Pay Later, Embedded Financing, Instant Credit Decisions, Omnichannel Experience, Extended Payment Terms, Payment Risk Management, Merchant Solutions, Revenue Boosting, Cash Flow Management, E-commerce Merchants, Fintech Innovation, Business Growth Enablement, Conversion Optimization, Checkout Solutions | Consumer Finance, Retail Finance, FinTech, B2B Platform, BNPL, Embedded Finance, Technology, Sales Boost, Checkout, In-store Retail Finance, Online Retail Finance, Instant Consumer Finance, Consumer Lending Software |
| Website | ||
| Website | creditkey.com | jo1n.com |
About Credit Key
Credit Key is positioning itself as a pivotal driver in the transformation of B2B payments by enhancing how business transactions are financed. Emphasizing their slogan "B2B payments at the speed of B2C," they offer a Buy Now, Pay Later model that is easily embedded within merchant platforms, allowi...
About JO1N - Embedded Consumer Finance Platform
JO1N is an embedded consumer finance platform established in 2020 in the United Kingdom. The platform is designed to revolutionize financial decision-making by seamlessly connecting businesses, technologies, and people. Their mission is to enhance financial choice and enable collaboration for unlock...
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Compiled from the BounceWatch company index. We last looked at Credit Key on 12 Sep 2025, and JO1N - Embedded Consumer Finance Platform on 12 Sep 2024. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.