Klarna is the older company (2015 vs 2005); Klarna is the larger of the two.
Side-by-Side Comparison
| Metric | Credit Key | Klarna |
|---|---|---|
| Founded | ||
| Founded | 2015 | 2005 older |
| Headquarters | ||
| Headquarters | Los Angeles, United States | Stockholm, Sweden |
| Employees | ||
| Employees | 57 | 4628 larger |
| Industry | ||
| Industry | E-Commerce, Financial Services, Payments | E-Commerce, Fintech, Payments |
| Funding Stage | ||
| Funding Stage | Debt Financing | IPO |
| Total Funding | ||
| Total Funding | $151.35M | $5.62B |
| Funding Rounds | ||
| Funding Rounds | 6 | 31 |
| Services | ||
| Services | Payment Solutions, Net Terms and Installment Payments, B2B Financing, Merchant Support, Customer Credit Access | Payment Processing, Buy Now, Pay Later, Consumer Credit, Merchant Solutions |
| Target Customers | ||
| Target Customers | B2B Merchants, Small and Medium Enterprises, Enterprise Brands, Sole Proprietors, Wholesalers | Businesses, Online Retailers, Consumers |
| Taxonomy | ||
| Taxonomy | B2B Payments, Buy Now Pay Later, Embedded Financing, Instant Credit Decisions, Omnichannel Experience, Extended Payment Terms, Payment Risk Management, Merchant Solutions, Revenue Boosting, Cash Flow Management, E-commerce Merchants, Fintech Innovation, Business Growth Enablement, Conversion Optimization, Checkout Solutions | AI-powered Payment Solutions, E-commerce Platform, Buy Now Pay Later, Flexible Payment Options, Consumer Finance, Merchant Growth, Personalized Shopping, Installment Plans, Interest-free Financing, Social Shopping, Customer Loyalty, Direct Payments, Marketing Solutions |
| Website | ||
| Website | creditkey.com | klarna.com |
About Credit Key
Credit Key is positioning itself as a pivotal driver in the transformation of B2B payments by enhancing how business transactions are financed. Emphasizing their slogan "B2B payments at the speed of B2C," they offer a Buy Now, Pay Later model that is easily embedded within merchant platforms, allowi...
About Klarna
Klarna, established in 2005 and headquartered in Sweden, operates on the cutting edge of the E-Commerce, Fintech, and Payments industries. The company is renowned for being an AI-powered global payments and commerce network, facilitating a smarter and more flexible buying experience. Its slogan, "Th...
We will tell you when either one moves
BounceWatch watches Credit Key and Klarna for new funding, fast hiring, new executives and a change of software vendor. When one happens, we email you the same day.
Funding, hiring, leadership and stack changes at Credit Key and Klarna — by email.
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Compiled from the BounceWatch company index. We last looked at Credit Key on 12 Sep 2025, and Klarna on 13 Sep 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.