-logo.jpg "Enhanced Software Products, Inc. (ESP)"){kind=logo}
Enhanced Software Products, Inc. (ESP)
A core processor strictly dedicated to serving the specific needs of credit unions since 1996.
18 employees · est. 1996 · United States
The Credit Thing
A challenger in the UK credit market. Join the credit revolution!
4 employees · est. 2018 · Epsom, United Kingdom
Enhanced Software Products, Inc. (ESP) is the older company (1996 vs 2018); Enhanced Software Products, Inc. (ESP) is the larger of the two.
Side-by-Side Comparison
| Metric | Enhanced Software Products, Inc. (ESP) | The Credit Thing |
|---|---|---|
| Founded | ||
| Founded | 1996 older | 2018 |
| Headquarters | ||
| Headquarters | United States | Epsom, United Kingdom |
| Employees | ||
| Employees | 18 larger | 4 |
| Industry | ||
| Industry | Finance, IT | Financial Services, Fintech, Payments |
| Funding Stage | ||
| Funding Stage | Not tracked yet | Seed |
| Total Funding | ||
| Total Funding | Not tracked yet | $4.80M |
| Funding Rounds | ||
| Funding Rounds | Not tracked yet | 3 |
| Services | ||
| Services | Not tracked yet | providing credit card and e-money services |
| Target Customers | ||
| Target Customers | Not tracked yet | consumers using credit cards and e-money accounts |
| Taxonomy | ||
| Taxonomy | Data Processing, Core Processing, Software Development, Credit Unions, Financial Technology, Secure Data Transactions, Digital Imaging, Home Banking, E-Statements, Mobile Banking, Accounting, Computer Networking, Statement Printing, American Company | Challenger Bank, Neobank, Credit Card, Open Banking, Credit Revolution, Financial Inclusion, Credit Accessibility, Digital Banking, Credit Innovation |
| Website | ||
| Website | espsolution.net | thecreditthing.com |
About Enhanced Software Products, Inc. (ESP)
Enhanced Software Products, Inc. (ESP) is a finance technology company, established in 1996. The company specializes in providing core data processing and secure data transactions exclusively for credit unions. ESP offers a suite of applications including Home Banking, Mobile Banking, Audio Response...
About The Credit Thing
The Credit Thing, founded in 2018, is a promising fintech startup in the United Kingdom that aims to disrupt the traditional credit market. With its unique hybrid model combining features of a neobank, e-money account, and credit card, this company is carving a niche in the Financial Services sector...
We will tell you when either one moves
BounceWatch watches Enhanced Software Products, Inc. (ESP) and The Credit Thing for new funding, fast hiring, new executives and a change of software vendor. When one happens, we email you the same day.
Funding, hiring, leadership and stack changes at Enhanced Software Prod... and The Credit Thing — by email.
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Compiled from the BounceWatch company index. We last looked at Enhanced Software Products, Inc. (ESP) on 14 Sep 2024, and The Credit Thing on 3 Jul 2025. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
