Flux logo

Flux

Enabling retail stores to accept alternative credit. Y Combinator (S19)

8 employees · est. 2018 · Miguel Hidalgo, Mexico

VS
GenioPay logo

GenioPay

Localizing International payments

2 employees · est. 2020 · London, United Kingdom

Flux is the older company (2018 vs 2020).

Side-by-Side Comparison

Flux GenioPay
Founded
2018 older 2020
Headquarters
Miguel Hidalgo, Mexico London, United Kingdom
Employees
8 2
Industry
Financial Services, Fintech, Payments Not tracked yet
Funding Stage
Seed Seed
Total Funding
$1.00M $80.00K
Funding Rounds
5 1
Services
Providing credit access to customers without credit cards, Offering mobile app solutions for easy payment facilitation, Enabling businesses to receive payments via credit without terminal Send Money, Business Account Services, Currency Exchange, Multi-Currency Card Issuance, Payment Requests and Invoicing, Affiliate Program
Target Customers
Retail businesses, E-commerce platforms, Small to medium enterprises (SMEs), Customers looking for non-traditional credit payment options Individual Users, Businesses Seeking International Payment Solutions, Frequent Travelers, Global E-commerce Platforms, Financially Savvy Consumers
Taxonomy
Alternative Payments, QR-Code Payments, POS Technology, Merchant Acquiring, Payment Network, Buy Now Pay Later, Mobile Payments, Payment Innovation, Financial Inclusion, Retail Payments, Payment Gateways, Plug-n-Play Devices, Retail Technology, Credit And Financing, QR Payment Solutions Borderless Payments, Cross-border Payment, Neobanking, Real-time Exchange Rates, Sustainable Banking, Eco-friendly Fintech, Global Payments, Digital Money Transfer, Retail Banking Solutions, B2B Payments, B2B2C Solutions, API Integration, Currency Exchange, Mobile Money Payment, Green Finance
Website
fluxqr.com geniopay.com
Flux logo

About Flux

Flux, founded in 2018, operates at the intersection of Financial Services, Fintech, and Payments. With its headquarters in Mexico, the company aims to revolutionize retail transactions by enabling stores to accept a range of alternative credit options. Distinguished by its slogan, "Enabling retail...

GenioPay logo

About GenioPay

GenioPay, founded in 2020, is a UK-based startup revolutionizing the financial technology landscape. Operating under the slogan "Localizing International payments," GenioPay positions itself as a sustainable, borderless payment platform that significantly reduces costs associated with international...

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Funding, hiring, leadership and stack changes at Flux and GenioPay — by email.

Frequently Asked Questions

Flux — Enabling retail stores to accept alternative credit. Y Combinator (S19). GenioPay — Localizing International payments. Both companies operate in related markets but may differ in funding stage, team size, and product focus.
Flux has raised $1.00M while GenioPay has raised $80.00K.
Flux and GenioPay operate in overlapping markets and are frequently compared. Track both companies on Bounce Watch to monitor their growth signals in real time.

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Compiled from the BounceWatch company index. We last looked at Flux on 3 Apr 2026, and GenioPay on 5 Dec 2025. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.

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