Knowledge Bank
The UK’s largest mortgage criteria search system for intermediaries.
13 employees · est. 2015 · Barnsley, United Kingdom
Oper Credits
Maker of Herman, the AI credit analyst for European mortgage lenders.
33 employees · est. 2018 · Belgium
Knowledge Bank is the older company (2015 vs 2018).
Side-by-Side Comparison
| Metric | Knowledge Bank | Oper Credits |
|---|---|---|
| Founded | ||
| Founded | 2015 older | 2018 |
| Headquarters | ||
| Headquarters | Barnsley, United Kingdom | Belgium |
| Employees | ||
| Employees | 13 | 33 |
| Industry | ||
| Industry | Not tracked yet | Fintech, Banking |
| Funding Stage | ||
| Funding Stage | Seed | Series A |
| Total Funding | ||
| Total Funding | Not tracked yet | $14.45M |
| Funding Rounds | ||
| Funding Rounds | 1 | 6 |
| Services | ||
| Services | Not tracked yet | AI-Driven Underwriting, Document Verification and Classification, Risk Calculation and Assessment, Credit Policy Application, Automated Decision-Ready File Generation |
| Target Customers | ||
| Target Customers | Not tracked yet | Mortgage Lenders, Financial Institutions, Banks, Credit Underwriters, Loan Officers |
| Taxonomy | ||
| Taxonomy | Mortgage Criteria Search, Intermediary Mortgages, Residential Lending, Buy To Let, Second Charge Mortgages, Equity Release, Self-Build Mortgages, Bridging Finance, Commercial Lending, Compliance In Mortgage Lending, Mortgage Broker Support, Lending Criteria Management, Financial Technology, CPD Accredited Training, Lender Affordability Calculators | Digital Mortgages, Mortgage Automation, Fintech Solutions, SaaS For Lenders, One-Click Mortgages, White Label Solutions, Digitization In Finance, Mortgage Process Optimization, B2B Fintech Infrastructure, RegTech Compliance, Modular Financial Technologies, API Integration, Credit Provider Enablement, Operational Efficiency, Cost Reduction In Mortgages |
| Website | ||
| Website | knowledgebank.uk | opercredits.com |
About Knowledge Bank
Knowledge Bank, founded in 2015, is innovating in the financial services sector by providing the UK's largest mortgage criteria search system for intermediaries. The platform boasts an extensive database with over 165,000 criteria updated in real-time from more than 270 lenders, covering seven lendi...
About Oper Credits
Oper Credits, founded in 2018, is positioned at the intersection of Fintech and Banking industries. Headquartered in Belgium, their slogan, "The future of mortgages starts today", embodies their mission as they usher the mortgage industry into a digital era. Oper Credits provides a white-labelled p...
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Funding, hiring, leadership and stack changes at Knowledge Bank and Oper Credits — by email.
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Compiled from the BounceWatch company index. We last looked at Knowledge Bank on 9 Dec 2025, and Oper Credits on 11 Jun 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.