Paynetics
Simplifying payments: Issuing, acquiring, IBAN accounts, money transfers, digital banking platform, SoftPOS. Together.
131 employees · est. 2005 · London, United Kingdom
Paynetics is the older company (2005 vs 2015).
Side-by-Side Comparison
| Metric | Paynetics | Phi Commerce |
|---|---|---|
| Founded | ||
| Founded | 2005 older | 2015 |
| Headquarters | ||
| Headquarters | London, United Kingdom | Pune, India |
| Employees | ||
| Employees | 131 | 175 |
| Industry | ||
| Industry | Financial Services, Payments | Crypto, Financial Services, Information Technology |
| Funding Stage | ||
| Funding Stage | Series Unknown | Series A |
| Total Funding | ||
| Total Funding | $2.50M | $834.80M |
| Funding Rounds | ||
| Funding Rounds | 1 | 3 |
| Services | ||
| Services | Payment Accounts and Transfers, Card Issuing, Card Acquiring, Open Banking, Embedded Finance, AML and Fraud Monitoring, Onboarding and Compliance, Settlement and Reconciliation | Omnichannel Payment Processor, Smart Transaction Router, Payment Gateway, Tokenization Suite, Campaign Management, Dual Factor Authentication, UPI Acquiring Switch |
| Target Customers | ||
| Target Customers | Fintechs, Program Managers, Large Corporates, Banks, Public Sector, PSPs, SMEs, Innovators | Merchants, Conglomerates and Enterprises, Education Sector, NBFCs, Consumer Services and Utilities, Retail and Airports, Government and Public Services, Travel and Hospitality Industry, Acquirers, Issuers |
| Taxonomy | ||
| Taxonomy | B2B Payments, Digital Banking Platform, Card Issuing, Card Acquiring, IBAN Accounts, Money Transfers, E-commerce Acquiring, BIN Sponsorship, EWallets, SWIFT And SEPA Integration, SoftPOS, Payment Processing, Mobile Payment Solutions, Loyalty And Rewards Programs, Financial Technology Innovation | Omni-channel Payment Processing, Digital Payment Solutions, Payment Gateways, Cashless Payments, B2B Payments, B2B2C Payments, Mobile Payments, UPI Integration, Aadhaar Pay, BharatQR, Payment On Delivery, Real Time Settlement, Auto Reconciliation, Legacy System Integration, Blockchain In Payments |
| Website | ||
| Website | paynetics.digital | payphi.com |
About Paynetics
Paynetics, founded in 2005 and headquartered in the United Kingdom, positions itself as a leader in the Financial Services and Payments industries by offering a comprehensive digital banking platform. With the slogan "Simplifying payments: Issuing, acquiring, IBAN accounts, money transfers, digital...
About Phi Commerce
Phi Commerce, founded in 2015 and headquartered in India, is revolutionizing the payment landscape with its PayPhi platform. Known by its slogan, "Unified Payments | Built for the World," the company offers a comprehensive omni-channel payment processing solution, addressing digital payments from do...
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Compiled from the BounceWatch company index. We last looked at Paynetics on 11 Sep 2025, and Phi Commerce on 30 Apr 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.