The Credit Thing
A challenger in the UK credit market. Join the credit revolution!
4 employees · est. 2018 · Epsom, United Kingdom
The Credit Thing is the older company (2023 vs 2018).
Side-by-Side Comparison
| Metric | Pier | The Credit Thing |
|---|---|---|
| Founded | ||
| Founded | 2023 | 2018 older |
| Headquarters | ||
| Headquarters | Not tracked yet | Epsom, United Kingdom |
| Employees | ||
| Employees | 10 | 4 |
| Industry | ||
| Industry | Fintech | Financial Services, Fintech, Payments |
| Funding Stage | ||
| Funding Stage | Seed | Seed |
| Total Funding | ||
| Total Funding | $2.90M | $4.80M |
| Funding Rounds | ||
| Funding Rounds | 2 | 3 |
| Services | ||
| Services | Not tracked yet | providing credit card and e-money services |
| Target Customers | ||
| Target Customers | Not tracked yet | consumers using credit cards and e-money accounts |
| Taxonomy | ||
| Taxonomy | Credit Automation, Financial Technology, API Integration, Credit Product Launch, Credit Access, Startup, Innovation, Technology, Financial Inclusion, Code Integration, Payment Processing, Investment, Y Combinator | Challenger Bank, Neobank, Credit Card, Open Banking, Credit Revolution, Financial Inclusion, Credit Accessibility, Digital Banking, Credit Innovation |
| Website | ||
| Website | pier-finance.com | thecreditthing.com |
About Pier
Pier is a fintech startup, founded in 2023, that is making waves with their slogan, "Stripe for Credit". The company's last investment of $2.40M in a Seed Round occurred on 11 January 2024. Notably, the investment came from a diverse group of influential backers, including Y Combinator, Liquid 2 Ven...
About The Credit Thing
The Credit Thing, founded in 2018, is a promising fintech startup in the United Kingdom that aims to disrupt the traditional credit market. With its unique hybrid model combining features of a neobank, e-money account, and credit card, this company is carving a niche in the Financial Services sector...
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Funding, hiring, leadership and stack changes at Pier and The Credit Thing — by email.
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Compiled from the BounceWatch company index. We last looked at Pier on 12 Sep 2024, and The Credit Thing on 3 Jul 2025. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.