Prosper Marketplace
Providing affordable financial solutions to consumers across the credit spectrum since 2005. NMLS #111473
504 employees · est. 2005 · San Francisco, United States
Upgrade, Inc.
Improving access to affordable responsible credit since 2017.
1568 employees · est. 2016 · San Francisco, United States
Prosper Marketplace is the older company (2005 vs 2016); Upgrade, Inc. is the larger of the two.
Side-by-Side Comparison
| Metric | Prosper Marketplace | Upgrade, Inc. |
|---|---|---|
| Founded | ||
| Founded | 2005 older | 2016 |
| Headquarters | ||
| Headquarters | San Francisco, United States | San Francisco, United States |
| Employees | ||
| Employees | 504 | 1568 larger |
| Industry | ||
| Industry | Finance, Financial Services, Fintech | Finance, Financial Services, Fintech |
| Funding Stage | ||
| Funding Stage | Debt Financing | Series F |
| Total Funding | ||
| Total Funding | $463.46M | $587.00M |
| Funding Rounds | ||
| Funding Rounds | 15 | 7 |
| Services | ||
| Services | Not tracked yet | Personal Loans, Upgrade Cards, Buy Now, Pay Later, Rewards Checking, Premier Savings, Credit Health Monitoring, Flex Pay |
| Target Customers | ||
| Target Customers | Not tracked yet | Individuals seeking personal loans, Consumers looking to consolidate debt, Customers interested in home improvement loans, Users of credit and debit cards, Individuals interested in cashback and rewards, Consumers needing credit health insights, Customers using digital banking solutions |
| Taxonomy | ||
| Taxonomy | Online Lending Platform, Personal Loans, Credit Cards, Home Equity Lines Of Credit, Affordable Financial Solutions, NMLS, Peer-to-peer Lending, Alternative Investments, Financial Wellbeing, Data-driven Underwriting, Coastal Community Bank, Mastercard International, San Francisco, Social Lending | Neobank, Consumer Credit, Personal Loans, Credit Cards, Credit Monitoring, Financial Education, FinTech, Installment Lending, Mobile Banking, Technology Innovation, Financial Well-Being, Inclusive Culture, Home Improvement Financing, Auto Financing, Deposit Accounts |
| Website | ||
| Website | prosper.com | upgrade.com |
About Prosper Marketplace
Prosper Marketplace is a financial technology company founded in 2005, with a mission to provide affordable financial solutions to consumers across the credit spectrum. Their product offering includes personal loans, credit cards, and home equity lines of credit. The latest investment of $75.00M in...
About Upgrade, Inc.
Upgrade, Inc., operating under the slogan "Improving access to affordable responsible credit since 2017," is a prominent player in the Fintech space. Established in 2016, Upgrade has made significant strides in the Finance and Banking sectors by providing financial solutions that prioritize customer...
We will tell you when either one moves
BounceWatch watches Prosper Marketplace and Upgrade, Inc. for new funding, fast hiring, new executives and a change of software vendor. When one happens, we email you the same day.
Funding, hiring, leadership and stack changes at Prosper Marketplace and Upgrade, Inc. — by email.
Frequently Asked Questions
Compare Prosper Marketplace with someone else
Start typing a company name or domain.
Compiled from the BounceWatch company index. We last looked at Prosper Marketplace on 12 Sep 2024, and Upgrade, Inc. on 30 Mar 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.