Relay logo

Relay

The business banking and money management platform that puts small businesses in complete control of their cash flow.

346 employees · est. 2018 · Toronto, Canada

VS
Tonik logo

Tonik

The first neobank in the Philippines.

419 employees · est. 2018 · Singapore, Singapore

Side-by-Side Comparison

Relay Tonik
Founded
2018 2018
Headquarters
Toronto, Canada Singapore, Singapore
Employees
346 419
Industry
Data Analytics, Financial Services, Fintech Financial Services, Fintech, Banking
Funding Stage
Series B Series B
Total Funding
$51.61M $175.00M
Funding Rounds
4 5
Services
Business checking accounts, Business savings accounts, Expense and invoice management, Payment processing services, Account and card management Not tracked yet
Target Customers
Small business owners, Entrepreneurs, Businesses with payroll needs, Businesses needing organized financial solutions, Financial advisors Not tracked yet
Taxonomy
Business_banking_platform, Cash_flow_management, Small_business_banking, Expense_management, Virtual_debit_cards, Financial_technology, Team_collaboration, Banking_services, ACH_transfers, Payments_automation, FDIC_insured_banking, Accounting_integration, Profit_first_methodology, Customer_support_services, Role_based_access_control Neobank, Digital Banking, Philippines, Southeast Asia, Retail Deposits, Unsecured Lending, Digital Bank License, Bangko Sentral Ng Pilipinas, PDIC, Internet Usage, Financial Inclusion, Innovation
Website
relayfi.com tonikbank.com
Relay logo

About Relay

Relay is a dynamic player in the Fintech landscape, focusing on empowering small businesses through effective banking and money management solutions. Founded in 2018, the company operates from Canada and stands as the official banking platform of Profit First. The startup offers tools designed to g...

Tonik logo

About Tonik

Tonik Tonik, the first neobank in the Philippines, is a transformative digital bank founded in 2018. The company is on a mission to revolutionize the way money works in Southeast Asia by addressing the US$140 billion retail deposit and US$100 billion unsecured retail lending opportunities in the Phi...

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BounceWatch watches Relay and Tonik for new funding, fast hiring, new executives and a change of software vendor. When one happens, we email you the same day.

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Funding, hiring, leadership and stack changes at Relay and Tonik — by email.

Frequently Asked Questions

Relay — The business banking and money management platform that puts small businesses in complete control of their cash flow.. Tonik — The first neobank in the Philippines.. Both companies operate in related markets but may differ in funding stage, team size, and product focus.
Relay has raised $51.61M while Tonik has raised $175.00M.
Relay and Tonik operate in overlapping markets and are frequently compared. Track both companies on Bounce Watch to monitor their growth signals in real time.

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Compiled from the BounceWatch company index. We last looked at Relay on 30 Apr 2026, and Tonik on 12 Sep 2024. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.

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