Resolve
All-in-one net terms solution for credit checks, embedded B2B payments, and AR automation. The B2B spinout of Affirm.
58 employees · est. 2019 · San Francisco, United States
Resolve is the older company (2019 vs 2020); Resolve is the larger of the two.
Side-by-Side Comparison
| Metric | Resolve | Smartpay |
|---|---|---|
| Founded | ||
| Founded | 2019 older | 2020 |
| Headquarters | ||
| Headquarters | San Francisco, United States | Japan |
| Employees | ||
| Employees | 58 larger | 18 |
| Industry | ||
| Industry | B2B, E-Commerce, Financial Services | E-Commerce, Finance, Financial Services |
| Funding Stage | ||
| Funding Stage | Unknown | Seed |
| Total Funding | ||
| Total Funding | $85.00M | $9.50M |
| Funding Rounds | ||
| Funding Rounds | 3 | 2 |
| Services | ||
| Services | B2B Net Terms, Cash Advance, Accounts Receivable Automation, Dynamic Credit Decisions, Automated Invoicing | Not tracked yet |
| Target Customers | ||
| Target Customers | Ecommerce Businesses, B2B Companies, Small and Medium Enterprises, Financial Departments, Sales Teams | Not tracked yet |
| Taxonomy | ||
| Taxonomy | B2B Payments, Net Terms Financing, Embedded Finance, AR Automation, Credit Checks, Invoice Financing, Credit Process Automation, Deferred Payments, Accounts Receivable Management, Payment Solutions, Digital Net Terms, ERP Integration, E-commerce Integration, Invoice Collections, Buy Now, Pay Later | Payments, Buy Now Pay Later, Mobile Payments, Consumer Finance, Credit Cards, Digital Commerce, Payment Solutions, Merchant Services, Interest-free Payments, Technology, Fraud Prevention, Digital Future |
| Website | ||
| Website | resolvepay.com | smartpay.co |
About Resolve
Resolve, founded in 2019, offers an all-in-one net terms solution specifically designed for B2B companies. By automating processes like credit checks, underwriting, invoicing, and collections, Resolve helps businesses enhance cash flow while minimizing manual accounts receivable tasks. This platform...
About Smartpay
Smartpay is a Japanese startup founded in 2021 with the slogan, "Our starting point." The company offers an all-in-one payment experience and interest-free buy now, pay later solution aimed at solving consumer payment challenges in Japan. Smartpay enables users to enjoy a seamless payment experience...
We will tell you when either one moves
BounceWatch watches Resolve and Smartpay for new funding, fast hiring, new executives and a change of software vendor. When one happens, we email you the same day.
Funding, hiring, leadership and stack changes at Resolve and Smartpay — by email.
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Compiled from the BounceWatch company index. We last looked at Resolve on 17 Oct 2025, and Smartpay on 11 Sep 2024. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.