SAPI
Liquidity-as-a-Service and Credit Infrastructure for Payment Companies
197 employees · est. 2020 · London, United Kingdom
switchpay
We connect your customers with payment providers so that you can make the sale happen.
3 employees · est. 2018 · Bryanston, South Africa
switchpay is the older company (2020 vs 2018); SAPI is the larger of the two.
Side-by-Side Comparison
| Metric | SAPI | switchpay |
|---|---|---|
| Founded | ||
| Founded | 2020 | 2018 older |
| Headquarters | ||
| Headquarters | London, United Kingdom | Bryanston, South Africa |
| Employees | ||
| Employees | 197 larger | 3 |
| Industry | ||
| Industry | Finance, Financial Services, Fintech | Financial Services, Information Technology, Payments |
| Funding Stage | ||
| Funding Stage | Series Unknown | Not tracked yet |
| Total Funding | ||
| Total Funding | $7.50M | Not tracked yet |
| Funding Rounds | ||
| Funding Rounds | 5 | Not tracked yet |
| Services | ||
| Services | payment-linked financing, instant payout, settlement pre-funding, custom payment liquidity | Not tracked yet |
| Target Customers | ||
| Target Customers | small businesses, immigrant-owned businesses, woman-owned businesses, payment service providers, marketplaces, introducers, business platforms, fintech companies, neobanks | Not tracked yet |
| Taxonomy | ||
| Taxonomy | Liquidity-as-a-Service, Credit Infrastructure, Embedded Credit Solution, Custom Credit Products, End-to-end Lending Program, Merchant Financing, Payment Ecosystem, Global Payment Solutions, Flexible Financing, SME Growth, Merchant Cash Advance, Instant Payout | Payment Processing, Buy Now Pay Later, Alternative Payment Methods, Financial Technology, Merchant Services, Credit Providers, Layby, Subscription Services, Customer Financing, Retail Technology, South African Startup, Instalment Payments |
| Website | ||
| Website | sapi.com | switchpay.co.za |
About SAPI
SAPI, founded in 2020, is a UK-based fintech company positioned as a transformative player in the global payment ecosystem. The company operates within the Finance, Financial Services, Fintech, Platforms, and Embedded Systems industries. Its innovative Liquidity-as-a-Service and Credit Infrastructur...
About switchpay
Switchpay aims to revolutionize the way merchants and customers interact. Founded in 2017, this South Africa-based startup prides itself on connecting merchants to multiple credit and payment providers while matching customer profiles with viable and preferred payment methods. Their offerings includ...
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Funding, hiring, leadership and stack changes at SAPI and switchpay — by email.
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Compiled from the BounceWatch company index. We last looked at SAPI on 16 Dec 2025, and switchpay on 13 Sep 2024. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.