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Amartha Financial logo — Empowering entrepreneurs & communities with responsible capi...

Amartha Financial

Empowering entrepreneurs & communities with responsible capital & beyond that build resilience & lasting impact

Founded 2010 Indonesia Indonesia 2596 employees Venture round Total: $3.00T Financial Services, Fintech +2

General Information

Company Name Amartha Financial
Founded Year 2010
Location Indonesia Indonesia
Founders / Decision Makers
Team member Team member
Employees 2596
Industries Financial Services, Fintech, Lending and Investments +1
Funding Stage Venture round
Business Model Platform, Marketplace, B2B2C
Revenue Model Marketplace Fee, Transaction Fee, Service Fee
Social

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About Amartha Financial

Amartha Financial, founded in 2010, operates at the intersection of Financial Services and Fintech with a focus on grassroots users in Indonesia. The company's mission, encapsulated in the slogan, "Empowering entrepreneurs & communities with responsible capital & beyond that build resilience & lasting impact," highlights its commitment to supporting women-led MSMEs across the country.

By 2026, Amartha has facilitated over USD 2.2 billion in working capital to more than 3.7 million entrepreneurs in 50,000 villages. The company collaborates with key global impact investors, such as Accion, Women's World Banking, and IFC, indicating strong backing and confidence in its model.

Offerings, including working capital financing, digital payments, and micro-investment products, have driven meaningful economic impact. The annual Asia Grassroots Forum, launched in 2024, underscores its leadership in defining inclusive finance in Asia.

The company recently secured a $17.50M Venture Round investment in June 2024 from Maj Invest Private Equity and current supporters, signaling promising growth and scaling potential.

Business keywords: micro and small business lending, women-led MSME support, working capital financing, digital payments, micro-investments, alternative investments, big data credit scoring, women empowerment, inclusive finance, impact investing, technology-driven services, economic resilience, grassroots finance, Asia Grassroots Forum

Services & Products

Digital financial solutions
Micro-loans
Group loan facilitation
Impact investment opportunities

Target Customers

Micro and small business owners Female entrepreneurs Individual investors seeking impact investments Businesses seeking social impact funding

Funding Rounds & Investors (9)

View All
Funding Stage Amount Investors Lead Investors Date
Venture Round $17.50M 3
Maj Invest Private Equity
Maj Invest Private Equity, Women's World Banking +1
18 Jun 2024
Debt Financing IDR3.00T 1
International Finance Corporation
International Finance Corporation
13 Sep 2023
Debt Financing $100.00M 1
Community Investment Management
Community Investment Management
16 Jun 2023
Venture Round $7.50M 1
Norfund
Norfund
03 Jun 2021
Series C $28.00M 4
MDI Ventures Mandiri Capital
MDI Ventures, Mandiri Capital +2
03 May 2021
Debt Financing $10.00M 1
Lendable
24 Feb 2021
Series B $18.00M 3
Line Ventures Bamboo Capital Partners
Line Ventures, Bamboo Capital Partners +1
27 Nov 2019
Series A Undisclosed 5
Beenext Capital Mandiri Capital Lynx Asia Partners
Beenext Capital, Mandiri Capital +3
07 Mar 2017
Seed Round Undisclosed 1
The Graduate Syndicate
The Graduate Syndicate
26 Sep 2016

Amartha Financial Alternatives & Competitors

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Amartha Financial vs
Oriente
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Amartha Financial vs
Lendingkart
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Empowering entrepreneurs and small businesses with expert-driven, data-backed working capital soluti...

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Amartha Financial vs
Progcap
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Financing the Last Mile

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FAQ About Amartha Financial

Empowering entrepreneurs & communities with responsible capital & beyond that build resilience & lasting impact
Amartha Financial was founded in 2010.
Amartha Financial is headquartered in Indonesia.
Amartha Financial operates in Financial Services, Fintech, Lending and Investments and Mobile. Its work centres on micro and small business lending, women-led MSME support, working capital financing and digital payments. Its customers include Micro and small business owners, Female entrepreneurs and Individual investors seeking impact investments.
Amartha Financial has a Platform, Marketplace and B2B2C business model. Its revenue comes from Marketplace Fee, Transaction Fee and Service Fee.
Amartha Financial has approximately 2596 employees.
Amartha Financial has completed 9 funding rounds, raising a total of $3.00T. The latest funding stage is Venture round.
Amartha Financial offers: Digital financial solutions, Micro-loans, Group loan facilitation, Impact investment opportunities.
Top alternatives and competitors to Amartha Financial include Oriente, Lendingkart, Progcap, Credit OK, Capcito. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Amartha Financial and Oriente are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Amartha Financial, https://bouncewatch.com/company/amartha, updated 30 April 2026. When citing, please name BounceWatch and link this page.

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