ChargeAfter logo — Embedded consumer financing choices at the point of sale

ChargeAfter

Embedded consumer financing choices at the point of sale

Founded 2017 United States New York, United States 90 employees Series B Total: $61.00M E-Commerce, Financial Services +3

General Information

Company Name ChargeAfter
Founded Year 2017
Location United States New York, United States
Employees 90
Industries E-Commerce, Financial Services, Fintech +2
Funding Stage Series B
Social

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About ChargeAfter

ChargeAfter is a pioneering startup that focuses on the embedded lending network for point-of-sale consumer financing, serving merchants and financial institutions. The company's slogan "Embedded consumer financing choices at the point of sale" encapsulates its mission to streamline the distribution of credit by offering a single, secure, and reliable embedded lending platform. Established in 2017 and headquartered in the United States, ChargeAfter has made significant strides in industries including E-Commerce, Financial Services, Fintech, Lending and Investments, as well as CRM and Sales. In its latest funding round, the company secured a noteworthy $44.00M Series B investment on 22 March 2022, with key investors such as Citi Ventures, Mitsubishi Financial Group, MUFG Bank, Phoenix Insurance Company, and Banco Bradesco. Through its data-driven matching engine and a network of lenders, ChargeAfter enables merchants to seamlessly implement its omni-channel platform, offering personalized financing choices to their customers, both online and in-store. This strategic positioning, coupled with its latest investment, cements ChargeAfter's status as an innovative player in the consumer financing space.

Business keywords: Embedded consumer financing, Point-of-sale consumer financing, Lending network, Data-driven matching engine, Omni-channel platform, Lender network integration, Credit distribution, Retail finance, Personalized financing, Global multi-lender network, Data-driven decisioning engine, Lender network expansion, Retail market expansion

Services & Products

Providing embedded consumer finance choices at the point of sale
seamless embedded lending experience
waterfall finance solution in real-time
post-sale management & analytics.

Target Customers

Merchants Financial Institutions Lenders

Funding Rounds & Investors (7)

View All
Funding Stage Amount Investors Lead Investors Date
Series B $44.00M 6
Citi Ventures, Mitsubishi Financial Group +4
22 Mar 2022
Series B Undisclosed 1
Plug and Play
14 Sep 2021
Corporate Round $2.50M 1
MUFG Innovation Partners
09 Jun 2020
Corporate Round $5.00M 1
Visa
13 Feb 2020
Series A $8.00M 4
PICO Partners, Propel Venture Partners +2
29 May 2019
Series A Undisclosed 2
Synchrony Ventures, Plug and Play
02 Nov 2018
Venture Round $1.50M 1
PICO Partners
31 Jan 2017

ChargeAfter Alternatives & Competitors

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ChargeAfter vs
blnk
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FinMkt
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Financial technology for real life. We're available in over 40,000 locations & growing.

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FAQ About ChargeAfter

Embedded consumer financing choices at the point of sale
ChargeAfter was founded in 2017.
ChargeAfter is headquartered in New York, United States.
ChargeAfter operates in E-Commerce, Financial Services, Fintech, Lending and Investments and CRM and Sales. Its work centres on Embedded consumer financing, Point-of-sale consumer financing, Lending network and Data-driven matching engine. Its customers include Merchants, Financial Institutions and Lenders.
ChargeAfter has approximately 90 employees.
ChargeAfter has completed 7 funding rounds, raising a total of $61.00M. The latest funding stage is Series B.
ChargeAfter offers: Providing embedded consumer finance choices at the point of sale, seamless embedded lending experience, waterfall finance solution in real-time, post-sale management & analytics..
Top alternatives and competitors to ChargeAfter include blnk, FinMkt, Sunbit, Versatile Credit, luzverde (Techstars '22). These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
ChargeAfter and blnk are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for ChargeAfter, https://bouncewatch.com/company/chargeafter, updated 24 March 2025. When citing, please name BounceWatch and link this page.

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