Coya logo — Coya is an Insurance Tech that creates affordable and custom...

Coya

Coya is an Insurance Tech that creates affordable and customer-centric insurance by leveraging new technologies.

Founded 2016 Germany Berlin, Germany 21 employees Acquired Total: $40.00M AI, Fintech +3

General Information

Company Name Coya
Founded Year 2016
Location Germany Berlin, Germany
Employees 21
Industries AI, Fintech, Insurance +2
Funding Stage Acquired
Business Model D2C, B2C, E Commerce
Revenue Model Subscription, Tiered Pricing

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About Coya

Coya, established in 2016, is at the forefront of the Insurtech space, focusing on creating affordable, customer-centric insurance solutions by leveraging advanced technologies. This Germany-based startup is reshaping the insurance industry by addressing genuine customer needs, thus enhancing transparency and affordability in the insurance process.

With over 60 employees from more than 20 countries, Coya operates out of its Berlin headquarters. The company stands out for its impressive funding achievements, raising approximately $40 million during its Series-A round. Coya is recognized as one of Europe's most well-funded Insurtech startups, highlighting its strong position in the competitive landscape.

In its latest strategic move, Coya secured an acquisition investment on 01 January 2022 from Luko, indicating continued investor confidence in its innovative approach to the insurance sector. This investment propels Coya to further extend its impact within the industries of AI, Fintech, and the broader Internet ecosystem.

Business keywords: Insurance Technology, Customer-Centric, AI Risk Guardian, Value Chain Redesign, Transparent Insurance, Affordable Insurance, Personalized Coverage, Scalable Protection, Customer Journey Enhancement, Tech-Driven Solutions, Berlin Startup, Series-A Funding, InsureTech

Services & Products

Digital insurance management
Claims support
Real-time policy adjustments
Daily policy cancellation options

Target Customers

Individuals seeking insurance solutions Tech-savvy consumers Customers looking for flexible insurance options

Funding Rounds & Investors (3)

View All
Funding Stage Amount Investors Lead Investors Date
Acquisition Undisclosed 1
Luko
01 Jan 2022
Series A $30.00M 2
La Famiglia VC, Valar Ventures
01 Jun 2018
Seed $10.00M 3
La Famiglia VC, Valar Ventures +1
01 Aug 2017

Coya Alternatives & Competitors

View All Alternatives
Coya vs
Feather
Feather Germany

Honest, simple insurance.

Series A
59 employees
Finance, Financial Services
Coya vs
Embea
Embea Germany

We make financial protection accessible to everyone

Seed
8 employees
Financial Services, Insurance
Coya vs
miituo
miituo Mexico

Con nuestro seguro de pago por kilómetro pagas lo justo siempre. Con miituo, si manejas cero, ¡pagas...

Series A
26 employees
Insurance, Insurtech

FAQ About Coya

Coya is an Insurance Tech that creates affordable and customer-centric insurance by leveraging new technologies.
Coya was founded in 2016.
Coya is headquartered in Berlin, Germany.
Coya operates in AI, Fintech, Insurance, Insurtech and Internet. Its work centres on Insurance Technology, Customer-Centric, AI Risk Guardian and Value Chain Redesign. Its customers include Individuals seeking insurance solutions, Tech-savvy consumers and Customers looking for flexible insurance options.
Coya has a D2C, B2C and E Commerce business model. Its revenue comes from Subscription and Tiered Pricing.
Coya has approximately 21 employees.
Coya has completed 3 funding rounds, raising a total of $40.00M. The latest funding stage is Acquired.
Coya offers: Digital insurance management, Claims support, Real-time policy adjustments, Daily policy cancellation options.
Top alternatives and competitors to Coya include Feather, Embea, miituo, WeGroup, FRIDAY Insurance. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Coya and Feather are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Coya, https://bouncewatch.com/company/coya, updated 14 May 2026. When citing, please name BounceWatch and link this page.

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