Defacto, founded in 2021, has rapidly established itself in the B2B, Finance, Fintech, Payments, and Embedded Systems industries. This France-based company delivers on its slogan of providing "Instant financing for SMEs" by offering short-term financial solutions with automated scoring and instant credit access. By addressing the stress associated with managing working capital, Defacto has successfully deployed over €1.5B to finance more than 20,000 SMEs.
The company has partnered with notable firms like Qonto, Pennylane, Malt, and Société Générale Factoring, ensuring a robust ecosystem that supports its clientele. Regulated by ACPR, Defacto is backed by a strong investment network, having received a recent €16.00M Late VC investment from investors such as Headline, Global Founders Capital, Northzone, Lamaison Partners, Blast Club, and Citi.
Defacto offers a compelling proposition for investors seeking to support a promising fintech that effectively caters to the vibrant SME sector.