EarnIn logo — Money at the speed of you.

EarnIn

Money at the speed of you.

Founded 2012 United States Mountain View, United States 551 employees Series C Total: $190.10M Financial Services, Fintech +2

General Information

Company Name EarnIn
Founded Year 2012
Location United States Mountain View, United States
Founders / Decision Makers
Team member
Employees 551
Industries Financial Services, Fintech, Payments +1
Funding Stage Series C
Social

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About EarnIn

EarnIn is a disruptive player in the Financial Services and Fintech industries, headquartered in the United States. Established in 2012, the company aims to redefine how money moves, offering services such as early wage access, credit monitoring, and low-balance protection without interest, credit checks, or mandatory fees.

The company's service, encapsulated in its slogan "Money at the speed of you," empowers users with financial flexibility by providing access to their wages in real-time. EarnIn has achieved significant reach with 3.8 million customers, who have accessed over $15 billion in earnings and provided over 380,000 five-star reviews.

This compelling value proposition has attracted substantial interest from elite investors including Andreessen Horowitz, Matrix Partners, and DST Global. Its Series C funding round raised $125.00M in December 2018, bolstered by notable contributions from March Capital, Coatue, and Ribbit Capital.

Business keywords: Earned Wage Access, Financial Technology, Mobile Payments, On-Demand Pay, Payroll Solutions, Credit Monitoring, Automated Savings, Low-Balance Protection, Consumer Financial Empowerment, Personal Finance Management, Budgeting Tools, Instant Pay, Financial Wellness, Payday Advance, Fee-Free Financial Services

Services & Products

Earned Wage Access
Live Pay
Early Pay
Balance Shield
Tip Yourself
Credit Monitoring
EarnIn Payroll

Target Customers

individual employees businesses offering employee benefits individuals seeking financial planning tools consumers interested in personal finance apps

Funding Rounds & Investors (4)

View All
Funding Stage Amount Investors Lead Investors Date
Series C $125.00M 7
March Capital, Coatue +5
20 Dec 2018
Series B $39.00M 3
Ribbit Capital, Andreessen Horowitz/ a16z +1
21 Sep 2017
Series A $22.00M 3
March Capital, Matrix +1
09 Jan 2017
Seed Round $4.10M 5
Graph Ventures, Trinity Ventures +3
23 Jul 2014

EarnIn Alternatives & Competitors

View All Alternatives
EarnIn vs
Rellevate, Inc.
Rellevate, Inc. United States

Your Money - Anytime!

Venture round
43 employees
Financial Services, Fintech
EarnIn vs
Pockit
Pockit United Kingdom

Making it easy for people to access and manage the financial tools that help them stay in control of...

Venture round
51 employees
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EarnIn vs

Beforepay Group is Australia's leading provider of ethical lending products.

Corporate Round
54 employees
Financial Services, Fintech

FAQ About EarnIn

Money at the speed of you.
EarnIn was founded in 2012.
EarnIn is headquartered in Mountain View, United States.
EarnIn operates in Financial Services, Fintech, Payments and Human Resources. Its work centres on Earned Wage Access, Financial Technology, Mobile Payments and On-Demand Pay. Its customers include individual employees, businesses offering employee benefits and individuals seeking financial planning tools.
EarnIn has approximately 551 employees.
EarnIn has completed 4 funding rounds, raising a total of $190.10M. The latest funding stage is Series C.
EarnIn offers: Earned Wage Access, Live Pay, Early Pay, Balance Shield, Tip Yourself, Credit Monitoring, EarnIn Payroll.
Top alternatives and competitors to EarnIn include Rellevate, Inc., Pockit, Beforepay Group, Jify, Hastee - A Zellis Company. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
EarnIn and Rellevate, Inc. are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for EarnIn, https://bouncewatch.com/company/earnin, updated 15 October 2025. When citing, please name BounceWatch and link this page.

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