Holvi logo — Holvi offers small businesses, from freelancers to micro bus...

Holvi

Holvi offers small businesses, from freelancers to micro businesses and growing startups, a home for their finances.

Founded 2011 Finland Finland 163 employees Acquired Total: $7.90M Finance, Financial Services +2

General Information

Company Name Holvi
Founded Year 2011
Location Finland Finland
Employees 163
Industries Finance, Financial Services, Fintech +1
Funding Stage Acquired
Business Model B2B, SaaS, Embedded Finance
Revenue Model Subscription, Transaction Fee, Service Fee
Hiring 3 roles posted in the month to 30 Sep 2026
Offices as of Oct 2026
Helsinki, Finland
Social

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Recorded by Bounce Watch from public sources. Every entry below carries the date we observed it, and when we have not looked recently the page says so rather than leaving silence to imply nothing happened.

Market Expansion Oct 05, 2026

Holvi has announced its expansion into the Austrian market, establishing a branch to serve local businesses.

Actively Hiring Sep 29, 2026

Hiring for 3 positions in the last 30 days.

About Holvi

Holvi, founded in 2011, is a Finland-based startup that operates within the Finance, Financial Services, Fintech, and Banking industries. The company positions itself as a comprehensive financial platform, catering to small businesses, from freelancers to micro businesses and growing startups. Their slogan, "Holvi offers small businesses, from freelancers to micro businesses and growing startups, a home for their finances," encapsulates their mission to streamline financial administration.

The innovative offering includes a business account, Mastercard®, alongside invoicing and bookkeeping tools, all integrated to simplify financial management for entrepreneurs. By consolidating these features, Holvi addresses typical challenges in managing business finances.

Their last investment event occurred on 01 February 2021, marked by an acquisition investment led by Kerr Tech Investments. This recent backing underscores investor confidence in their model and strategic growth potential as a fintech player.

Taxonomy: small business finance, freelancer financial services, micro business solutions, startup financial management, business accounts, integrated financial tools, invoicing solutions, bookkeeping services, financial administration, balance management, payment institution, Mastercard services, EU financial services

Services & Products

business account
debit cards
credit cards
virtual cards
invoicing
bookkeeping
international transfers

Target Customers

self-employed individuals solopreneurs small businesses teams

Pricing

as listed on Sep 30, 2026

Free plan · €12–99/month · custom plans on request

  • Holvi Flex: free
  • Holvi Lite: €12/month
  • Holvi Pro: €18/month
  • Holvi Business: €50/month
Holvi's pricing page

Funding Rounds & Investors (9)

View All
Funding Stage Amount Investors Lead Investors Date
Acquisition Undisclosed 1
Kerr Tech Investments
01 Feb 2021
Acquisition Undisclosed 1
BBVA
01 Mar 2016
Seed €1.00M -
01 Sep 2015
Seed €2.00M -
01 May 2015
Seed €1.00M 1
Speedinvest
01 May 2014
Seed €2.50M 2
Balderton Capital, Alain-Cabriel Courtines
01 Jan 2014
Seed €800.00K -
01 Jan 2013
Angel €300.00K 1
Thomas Madsen-Mygdal
01 Sep 2012
Seed €300.00K 1
Seedcamp
01 Aug 2011

Holvi Alternatives & Competitors

View All Alternatives
Holvi vs
Found
Found United States

Found.com brings your business banking, bookkeeping and tax tools under one roof, so managing your f...

Series B
102 employees
Financial Services, Fintech
Holvi vs
Norma
Norma Turkey

Freelancer and Micro-business banking and financial solutions

Acquired
10 employees
Financial Services, Fintech
Holvi vs
Vivid
Vivid Germany

The all-in-one financial platform for European entrepreneurs. Saving time & money for 100,000+ busin...

Series C
332 employees
Fintech, Banking

FAQ About Holvi

Holvi offers small businesses, from freelancers to micro businesses and growing startups, a home for their finances.
Holvi was founded in 2011.
Holvi is headquartered in Finland. As of Oct 2026, it also has offices in Helsinki, Finland.
Holvi operates in Finance, Financial Services, Fintech and Banking. Its work centres on small business finance, freelancer financial services, micro business solutions and startup financial management. Its customers include self-employed individuals, solopreneurs and small businesses.
Holvi has a B2B, SaaS and Embedded Finance business model. Its revenue comes from Subscription, Transaction Fee and Service Fee.
As listed on Holvi's pricing page on Sep 30, 2026: Free plan · €12–99/month · custom plans on request (Holvi Flex: free; Holvi Lite: €12/month; Holvi Pro: €18/month; Holvi Business: €50/month).
Holvi has approximately 163 employees.
Holvi has completed 9 funding rounds, raising a total of $7.90M. The latest funding stage is Acquired.
Holvi offers: business account, debit cards, credit cards, virtual cards, invoicing, bookkeeping, international transfers.
Top alternatives and competitors to Holvi include Found, Norma, Vivid, Qonto, Accountable. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Holvi and Found are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Holvi, https://bouncewatch.com/company/holvi, updated 29 September 2026. When citing, please name BounceWatch and link this page.

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