Holvi

Holvi offers small businesses, from freelancers to micro businesses and growing startups, a home for their finances.

Founded 2011 Finland

Finland 164 employees Acquired Total: $7.90M Finance, Financial Services +2

General Information

Company Name Holvi

Founded Year 2011

Location

Finland

Employees 164

Industries Finance, Financial Services, Fintech +1

Funding Stage Acquired

Business Model B2B, SaaS, Embedded Finance

Revenue Model Subscription, Transaction Fee, Service Fee

Offices as of Oct 2026

Helsinki, Finland

Social

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Recorded by Bounce Watch from public sources. Every entry below carries the date we observed it, and when we have not looked recently the page says so rather than leaving silence to imply nothing happened.

Tech Stack Change Oct 26, 2026

Took Zendesk and Cloudflare off their site.

Pricing Changed Oct 24, 2026

Holvi removed the Holvi Lite, Holvi Pro, and Holvi Business plans and added the Holvi Flex plan. They also changed the terms for association accounts, modified card and transfer limits for certain …

New Partnership Oct 16, 2026

Holvi announced a webinar collaboration with Digitale Optimisten to provide insights into setting up business finances.

Actively Hiring Oct 06, 2026

Hiring for 3 positions in the last 30 days.

Market Expansion Oct 05, 2026

Holvi has announced its expansion into the Austrian market, establishing a branch to serve local businesses.

Get alerts when Holvi shows new signals

AI Insight

Bounce Watch AI

1 week ago

Holvi, despite its acquired status, is planning a significant strategic growth phase, evidenced by its announced expansion into the Austrian market through a new branch establishment slated for October 2026. This geographical push is complemented by an active recruitment drive for four positions around the same timeframe, signaling a focused effort to scale operations and penetrate new European territories.

Signal Types

Expansion Hiring

Strategic Labels

Market Expansion Geographic Growth Talent Acquisition

Next Move: Scaling

Impact: 8/10

Ideal For: Fintech Corporate Development

About Holvi

Holvi, founded in 2011, is a Finland-based startup that operates within the Finance, Financial Services, Fintech, and Banking industries. The company positions itself as a comprehensive financial platform, catering to small businesses, from freelancers to micro businesses and growing startups. Their slogan, "Holvi offers small businesses, from freelancers to micro businesses and growing startups, a home for their finances," encapsulates their mission to streamline financial administration.

The innovative offering includes a business account, Mastercard®, alongside invoicing and bookkeeping tools, all integrated to simplify financial management for entrepreneurs. By consolidating these features, Holvi addresses typical challenges in managing business finances.

Their last investment event occurred on 01 February 2021, marked by an acquisition investment led by Kerr Tech Investments. This recent backing underscores investor confidence in their model and strategic growth potential as a fintech player.

Business keywords: small business finance, freelancer financial services, micro business solutions, startup financial management, business accounts, integrated financial tools, invoicing solutions, bookkeeping services, financial administration, balance management, payment institution, Mastercard services, EU financial services

Services & Products

business account

debit cards

credit cards

virtual cards

invoicing

bookkeeping

international transfers

Target Customers

self-employed individuals solopreneurs small businesses teams

Pricing

as listed on Oct 24, 2026

Free plan · €9–15/month

Holvi Flex: free
Effortless everyday banking with bookkeeping prep.: €9/month
All-in-one financial tools with built-in banking.: €15/month

Holvi's pricing page

Funding Rounds & Investors (9)

View All

Funding Stage	Amount	Investors	Lead Investors	Date
Acquisition	Undisclosed	1	Kerr Tech Investments	01 Feb 2021
Acquisition	Undisclosed	1	BBVA	01 Mar 2016
Seed	€1.00M	-		01 Sep 2015
Seed	€2.00M	-		01 May 2015
Seed	€1.00M	1	Speedinvest	01 May 2014
Seed	€2.50M	2	Balderton Capital, Alain-Cabriel Courtines	01 Jan 2014
Seed	€800.00K	-		01 Jan 2013
Angel	€300.00K	1	Thomas Madsen-Mygdal	01 Sep 2012
Seed	€300.00K	1	Seedcamp	01 Aug 2011

Latest News

View All

Vivid Money: Neobank-Rennen beendet – strategische Neuausrichtung zur Business-Bank

It-finanzmagazin.de Mar 14, 2025

Holvi Alternatives & Competitors

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Holvi vs

Found United States

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Compare Holvi vs Kontist by Shine

Holvi vs

Norma Turkey

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FAQ About Holvi

Holvi offers small businesses, from freelancers to micro businesses and growing startups, a home for their finances.

Holvi was founded in 2011.

Holvi is headquartered in Finland. As of Oct 2026, it also has offices in Helsinki, Finland.

Holvi operates in Finance, Financial Services, Fintech and Banking. Its work centres on small business finance, freelancer financial services, micro business solutions and startup financial management. Its customers include self-employed individuals, solopreneurs and small businesses.

Holvi has a B2B, SaaS and Embedded Finance business model. Its revenue comes from Subscription, Transaction Fee and Service Fee.

As listed on Holvi's pricing page on Oct 24, 2026: Free plan · €9–15/month (Holvi Flex: free; Effortless everyday banking with bookkeeping prep.: €9/month; All-in-one financial tools with built-in banking.: €15/month).

Holvi has approximately 164 employees.

Holvi has completed 9 funding rounds, raising a total of $7.90M. The latest funding stage is Acquired.

Holvi offers: business account, debit cards, credit cards, virtual cards, invoicing, bookkeeping, international transfers.

Top alternatives and competitors to Holvi include Found, Kontist by Shine, Norma, Novo, FreshBooks. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.

Holvi and Found are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Holvi, https://bouncewatch.com/company/holvi, updated 19 October 2026. When citing, please name BounceWatch and link this page.

Holvi

General Information

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About Holvi

Services & Products

Target Customers

Pricing

Funding Rounds & Investors (9)

Latest News

Holvi Alternatives & Competitors

FAQ About Holvi