LendingPoint™ logo — LendingPoint is a financial technology company that provides...

LendingPoint™

LendingPoint is a financial technology company that provides merchant point-of-sale financing, & small business loans.

Founded 2014 235 employees Total: $1.55B Finance, Financial Services +2

General Information

Company Name LendingPoint™
Founded Year 2014
Founders / Decision Makers
Team member Team member
Employees 235
Industries Finance, Financial Services, Fintech +1
Business Model B2C, B2B
Revenue Model Service Fee, Commission, Usage Based
Social

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About LendingPoint™

LendingPoint™ is a dynamic player in the financial technology sector, established in 2014. The company specializes in providing merchant point-of-sale financing and small business loans, catering to diverse customer needs including e-commerce and point-of-sale partners, lending institutions, and consumers.

Leveraging proprietary fraud prevention and comprehensive risk and asset management algorithms, LendingPoint™ facilitates financing solutions across the credit spectrum. Its Merchant Solutions platform offers integrated buy now, pay later options designed to help businesses enhance customer conversion rates, thereby boosting their financial performance.

The company has received a Late VC investment as of 01 November 2025, underscoring investor confidence in its innovative approach to finance. Serving a broad range of industries such as Finance, Financial Services, Fintech, and Lending and Investments, LendingPoint™ is well-positioned for future growth.

Business keywords: Point-of-Sale Financing, Small Business Loans, Fraud Prevention, Buy Now Pay Later, E-commerce Financing, Merchant Solutions, Consumer Lending, Business Financing, Healthcare Financing, Home Improvement Financing, Unsecured Loans, Working Capital Financing

Services & Products

Unsecured Personal Loans
Debt Consolidation Solutions
Financial Hardship Support
Credit Score Monitoring
Smart Technology Enabled Lending
Loan Application and Disbursement

Target Customers

Consumers with FICO scores up to 850 Small Businesses Individuals seeking loan for emergencies Users in need of flexible financial solutions

Funding Rounds & Investors (9)

View All
Funding Stage Amount Investors Lead Investors Date
Late VC Undisclosed -
01 Nov 2025
Growth Equity VC $110.00M 2
MidCap Financial, Apollo Investment Corporation
01 Mar 2021
Debt Financing $237.40M -
01 Nov 2019
Debt Financing $600.00M 1
Guggenheim Partners
01 May 2018
Seed $50.00K -
01 Jan 2018
Debt Financing $500.00M 1
Guggenheim Partners
01 Aug 2017
Debt Financing $100.00M 1
Ares Management
01 Oct 2015
Round Undisclosed 1
EvoNexus
01 May 2015
Angel $400.00K -
01 Jul 2014

LendingPoint™ Alternatives & Competitors

View All Alternatives
LendingPoint™ vs

欲しい未来の、出発点。

Seed
18 employees
E-Commerce, Finance
LendingPoint™ vs
Achieve
Achieve United States

A leading digital personal finance company helping everyday people move forward on the path to a bet...

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1917 employees
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LendingPoint™ vs

Lending fintech

9 employees
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FAQ About LendingPoint™

LendingPoint is a financial technology company that provides merchant point-of-sale financing, & small business loans.
LendingPoint™ was founded in 2014.
LendingPoint™ operates in Finance, Financial Services, Fintech and Lending and Investments. Its work centres on Point-of-Sale Financing, Small Business Loans, Fraud Prevention and Buy Now Pay Later. Its customers include Consumers with FICO scores up to 850, Small Businesses and Individuals seeking loan for emergencies.
LendingPoint™ has a B2C and B2B business model. Its revenue comes from Service Fee, Commission and Usage Based.
LendingPoint™ has approximately 235 employees.
LendingPoint™ has completed 9 funding rounds, raising a total of $1.55B.
LendingPoint™ offers: Unsecured Personal Loans, Debt Consolidation Solutions, Financial Hardship Support, Credit Score Monitoring, Smart Technology Enabled Lending, Loan Application and Disbursement.
Top alternatives and competitors to LendingPoint™ include Smartpay, Achieve, Ceibo Créditos, Selina Finance | Certified B Corp™, Finaxar. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
LendingPoint™ and Smartpay are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for LendingPoint™, https://bouncewatch.com/company/lendingpoint, updated 2 April 2026. When citing, please name BounceWatch and link this page.

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