nCino logo — Bank Operating System

nCino

Bank Operating System

Founded 2012 United States Wilmington, United States 1665 employees IPO Total: $1.40B Finance, Fintech +2

General Information

Company Name nCino
Founded Year 2012
Location United States Wilmington, United States
Founders / Decision Makers
Team member
Employees 1665
Industries Finance, Fintech, SaaS +1
Funding Stage IPO
Business Model SaaS, B2B, Platform
Revenue Model Subscription, Usage Based, Service Fee
Social

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Recorded by Bounce Watch from public sources. Every entry below carries the date we observed it, and when we have not looked recently the page says so rather than leaving silence to imply nothing happened.

Homepage Update

Significant changes detected on company website (71% content change).

In The News Oct 30, 2026

Featured on Yahoo Finance UK: nCino, Inc. (NCNO) stock price, news, quote and history

Major Customer Win Oct 22, 2026

St. Cloud Financial Credit Union utilizes nCino for data-driven decision making.

Product Launch Oct 12, 2026

nCino launched the Loan Officer Productivity Suite, an AI-driven toolset for originators.

AI Insight

Bounce Watch AI
3 days ago

nCino is strategically advancing its 'Bank Operating System' with the launch of an AI-driven Loan Officer Productivity Suite, signaling a strong pivot towards leveraging artificial intelligence to enhance operational efficiency in financial services. This significant product expansion, coupled with a major website update and a recent customer win with St. Cloud Financial Credit Union, demonstrates the company's commitment to delivering agentic banking solutions and securing its market position, particularly within the credit union segment. These developments highlight nCino's proactive strategy to deepen its value proposition through advanced technology and reinforce its status as a platform for digital transformation.

Signal Types
Product Launch Customer Acquisition Website Update AI Integration
Strategic Labels
AI Product Expansion Market Penetration Digital Transformation
Next Move: Product Launch
·
Impact: 8/10
·
Ideal For: Public Market Investors — SaaS/FinTech

About nCino

nCino, Inc., founded in 2012, is a pioneering force in the Cloud Banking sector. Known as the Bank Operating System, nCino aims to revolutionize financial efficiency by enhancing employee effectiveness and enriching customer experiences across diverse operations like client onboarding, verification, loan, and deposit issuance.

The company has established a robust global presence, collaborating with over 1,100 financial entities, from traditional banks to emerging institutions managing assets up to 2 billion euros. This strategic position in the Finance, Fintech, SaaS, and Banking industries underscores its commitment to innovation, agility, and stellar reputation.

Noteworthy achievements include consistent recognition in the prestigious “Forbes Cloud 100” and being named the top loan origination system by AITE for consecutive years. Based in the United States, nCino's post-IPO stage witnessed substantial growth, epitomized by a $925.60 million equity investment as of January 1, 2022, signaling robust investor confidence in its transformative capabilities.

Business keywords: Cloud Banking, Bank Operating System, Financial Institution Efficiency, Customer Experience Improvement, Loan Origination, Document Management Solutions, Business Process Management, Operational Transparency, Profitability Enhancement, Productivity Gains, Financial Technology (FinTech)

Services & Products

Loan Origination Optimization
Account Onboarding Enhancement
Data Analytics and Insights
GenAI Solutions for Banking

Target Customers

Community Banks Credit Unions Enterprise Banks Independent Mortgage Banks Building Societies Mutual Financial Institutions

Funding Rounds & Investors (13)

View All
Funding Stage Amount Investors Lead Investors Date
Post-IPO Equity $925.60M -
01 Jan 2022
Merger Undisclosed 1
FullCircle
01 Sep 2021
Post-IPO Equity Undisclosed 2
Mitsubishi UFJ Capital, SMBC Venture Capital
01 Dec 2020
IPO $250.00M -
01 Jul 2020
Early VC $80.00M 4
Bessemer Venture Partners, Insight Partners +2
01 Oct 2019
Debt Financing $51.50M 1
Salesforce Ventures
01 Jan 2018
Early VC $17.10M -
01 Aug 2017
Early VC $15.67M -
01 Jun 2016
Series B $8.00M 2
Octopus Ventures, Kreos Capital
01 Jun 2015
Series B $29.00M 4
Insight Partners, Salesforce Ventures +2
01 Feb 2015

View All 13 Funding Rounds

nCino Alternatives & Competitors

View All Alternatives
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nCino vs
DigiFi
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DigiFi is the next-gen platform for automated digital lending.

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nCino vs
FinBox
FinBox India

Next-gen credit infrastructure and risk intelligence to launch and scale modern credit products.

Series A
340 employees
AI, Finance

FAQ About nCino

Bank Operating System
nCino was founded in 2012.
nCino is headquartered in Wilmington, United States.
nCino operates in Finance, Fintech, SaaS and Banking. Its work centres on Cloud Banking, Bank Operating System, Financial Institution Efficiency and Customer Experience Improvement. Its customers include Community Banks, Credit Unions and Enterprise Banks.
nCino has a SaaS, B2B and Platform business model. Its revenue comes from Subscription, Usage Based and Service Fee.
nCino has approximately 1665 employees.
nCino has completed 13 funding rounds, raising a total of $1.40B. The latest funding stage is IPO.
nCino offers: Loan Origination Optimization, Account Onboarding Enhancement, Data Analytics and Insights, GenAI Solutions for Banking.
Top alternatives and competitors to nCino include Nymbus, DigiFi, FinBox, Synapze GmbH, Q2ebanking. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
nCino and Nymbus are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for nCino, https://bouncewatch.com/company/ncino-inc, updated 31 October 2026. When citing, please name BounceWatch and link this page.

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