Peratera provides banking and payment solutions for digital businesses worldwide from its headquarters in Auckland, New Zealand. Specializing in financial services, payments, and banking, Peratera serves a diverse range of customers including e-commerce platforms, marketplaces, fintech companies, freelancers, and travel and tourism businesses.
Founded in 2021, Peratera offers services such as virtual account setup, international payments processing, and payment method integration. The company operates on a B2B, SaaS, and Platform business model, generating revenue through transaction fees, service fees, and usage-based charges. Its offerings also include FX services and the issuance of both physical and virtual payment cards, supporting businesses with multi-currency accounts and cross-border payments.