Qonto is a finance solution company based in Paris, France, focused on serving SMEs and freelancers across Europe. Specializing in fintech and digital banking, Qonto provides tailored financial services to entrepreneurs, small businesses, freelancers, micro-businesses, and associations.
Founded in 2016, Qonto offers a range of services including business accounts, AI-powered financial management, e-invoicing, and payment solutions. Its business model operates in B2B and SaaS, while also supporting embedded finance. The company generates revenue through subscription, usage-based, and service fee models, catering to the varied needs of its customer base.