Qonto logo — The finance solution that energizes SMEs and freelancers.

Qonto

The finance solution that energizes SMEs and freelancers.

Founded 2016 France France 2494 employees Total: $626.60M Financial Services, Fintech +2

General Information

Company Name Qonto
Founded Year 2016
Location France France
Founders / Decision Makers
Team member Team member
Employees 2494
Industries Financial Services, Fintech, Payments +1
Business Model B2B, SaaS, Embedded Finance
Revenue Model Subscription, Usage Based, Service Fee
Offices as of Oct 2026
Paris, France Milan, Italy Barcelona, Spain Berlin, Germany

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Recorded by Bounce Watch from public sources. Every entry below carries the date we observed it, and when we have not looked recently the page says so rather than leaving silence to imply nothing happened.

Growth Metrics Oct 16, 2026

Qonto grew its customer base to over 25,000 clients in 15 months.

Product Launch Oct 13, 2026

Qonto has launched Qonto Insights, its first-ever data storytelling platform turning anonymized European business signals into a free-to-access, monthly updated data platform.

Event Participation Oct 13, 2026

Lorenzo Pireddu, Managing Director Southern Europe at Qonto, will participate as a speaker in a debate on questioning rules for customer value in the AI era in Barcelona on October 14, 2026.

Raising Funds Oct 12, 2026

The article from Tracxn indicates that Qonto is associated with funding rounds and investors in 2026.

Key Hire Oct 01, 2026

Qonto announced Anja Urlichs as its new VP Upmarket, bringing deep fintech experience from PayPal.

New Partnership Sep 30, 2026

Qonto announced a partnership with Italian artist Daniele Tozzi for the designs of its 2nd Artist Edition virtual card.

AI Insight

Bounce Watch AI
1 week ago

Qonto is demonstrating robust growth and strategic maturity, marked by the establishment of its new Paris HQ and continuous aggressive hiring, including a key VP Upmarket role from PayPal. The simultaneous launch of Qonto Insights signifies a strategic pivot towards data intelligence, leveraging its vast European customer base for market insights. These moves underscore Qonto's ambition to deepen its market presence and enhance its value proposition for SMEs and freelancers across Europe.

Signal Types
Expansion Hiring Product Launch Traction
Strategic Labels
Operational Scaling Market Penetration Product Innovation
Next Move: Scaling
·
Impact: 9/10
·
Ideal For: Late-stage Fintech Investors — Growth Equity

About Qonto

Qonto is a finance solution company based in Paris, France, focused on serving SMEs and freelancers across Europe. Specializing in fintech and digital banking, Qonto provides tailored financial services to entrepreneurs, small businesses, freelancers, micro-businesses, and associations.

Founded in 2016, Qonto offers a range of services including business accounts, AI-powered financial management, e-invoicing, and payment solutions. Its business model operates in B2B and SaaS, while also supporting embedded finance. The company generates revenue through subscription, usage-based, and service fee models, catering to the varied needs of its customer base.

Business keywords: SMEs, Freelancers, Digital Banking, Business Accounts, Online Banking, Payments, VC Funding, Business Growth, Technology Solutions, User Experience, Startup, Investment

Services & Products

Business Accounts
AI-Powered Financial Management
E-Invoicing
Expense Management
Payment Solutions
Company Creation Assistance
Cash Flow Management

Target Customers

Entrepreneurs Small Businesses (SMEs) Freelancers Micro-businesses Associations

Pricing

as listed on Oct 22, 2026

€9–199/month

  • Basic: €9/month
  • Popular: €19/month
  • Premium: €39/month
  • Invoice Automation: €12/month
Qonto's pricing page

Funding Rounds & Investors (7)

View All
Funding Stage Amount Investors Lead Investors Date
Late VC €5.00M 1
Crowdcube
01 Apr 2022
Series D €486.00M 11
Alven, Insight Partners +9
01 Jan 2022
Round Undisclosed 1
TCV
01 Jan 2021
Series C €104.00M 7
Alven, DST Global +5
01 Jan 2020
Series B €20.00M 3
Alven, Valar Ventures +1
01 Sep 2018
Series A €10.00M 2
Alven, Valar Ventures
01 Jul 2017
Seed €1.60M 2
Alven, Valar Ventures
01 Dec 2016

FAQ About Qonto

The finance solution that energizes SMEs and freelancers.
Qonto was founded in 2016.
Qonto is headquartered in France. As of Oct 2026, it also has offices in Paris, France, Milan, Italy, Barcelona, Spain and Berlin, Germany.
Qonto operates in Financial Services, Fintech, Payments and Banking. Its work centres on SMEs, Freelancers, Digital Banking and Business Accounts. Its customers include Entrepreneurs, Small Businesses (SMEs) and Freelancers.
Qonto has a B2B, SaaS and Embedded Finance business model. Its revenue comes from Subscription, Usage Based and Service Fee.
As listed on Qonto's pricing page on Oct 22, 2026: €9–199/month (Basic: €9/month; Popular: €19/month; Premium: €39/month; Invoice Automation: €12/month).
Qonto has approximately 2494 employees.
Qonto has completed 7 funding rounds, raising a total of $626.60M.
Qonto offers: Business Accounts, AI-Powered Financial Management, E-Invoicing, Expense Management, Payment Solutions, Company Creation Assistance, Cash Flow Management.

Source: BounceWatch company record for Qonto, https://bouncewatch.com/company/qonto-1, updated 16 October 2026. When citing, please name BounceWatch and link this page.

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