Ramp

The AI finance platform that saves businesses time and money. Trusted by 85,000+ teams.

Founded 2019

New York, United States 2900 employees Growth Total: $4.68B Fintech

General Information

Company Name Ramp

Founded Year 2019

Location

New York, United States

Employees 2900

Industries Fintech

Funding Stage Growth

Business Model B2B, SaaS, Embedded Finance

Revenue Model Subscription, Usage Based, Transaction Fee

Offices as of Aug 2026

New York, United States Miami, United States

Social

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Recorded by Bounce Watch from public sources. Every entry below carries the date we observed it, and when we have not looked recently the page says so rather than leaving silence to imply nothing happened.

Growth Metrics Oct 30, 2026

Last quarter, 7,000 pull requests at Ramp were merged by non-engineers, up from zero two years ago.

New Partnership Oct 30, 2026

TriNet announced a partnership with Ramp to power TriNet Spend with Ramp's expense management capabilities.

Product Launch Oct 27, 2026

Ramp opened early access for Inspect, their collaborative coding agent.

Feature Release Oct 26, 2026

Ramp launched 1:1 Dollar x Stablecoin conversion and instant settlement, supporting USDC, USDT, and USDG across 9 chains.

Tech Stack Change Oct 26, 2026

Added Chili Piper and Next.js to their site.

Acquisition Made Oct 20, 2026

Ramp has acquired Vesto to integrate treasury operations and cash management into its platform.

+1 more signal in last 30 days

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AI Insight

Bounce Watch AI

1 week ago

Ramp recently secured a massive $1.85B Growth Equity VC round, fueling an aggressive multi-front expansion strategy including the acquisition of Vesto for treasury operations and launching new vertical-specific products like 'Ramp for Construction' and 'Ramp for Nonprofits'. This strategic diversification and M&A activity coincide with a significant 53% reduction in team size, indicating a pivot towards efficiency or automation following substantial capital injection and growth initiatives. The company is clearly accelerating its platform capabilities and market reach while undergoing a major operational restructuring.

Signal Types

Funding Acquisition Product Launch Hiring Business

Strategic Labels

Market Expansion Product Diversification Operational Restructuring

Next Move: Integration

Impact: 9/10

Ideal For: Growth Equity VCs — Fintech, SaaS, Enterprise Software

About Ramp

Ramp is an all-in-one financial operations platform based in New York, United States, designed to save businesses time and money. The company serves a wide range of clients, including startups, small businesses, mid-market companies, and enterprise-level organizations.

Founded in 2019, Ramp offers services such as AI-powered spend management, corporate card issuance, and expense management automation. It caters to finance teams, CFOs, and financial executives through procure-to-pay solutions, real-time financial reporting, and vendor management. Ramp operates on a B2B, SaaS, and embedded finance business model, generating revenue through subscription, usage-based, and transaction fee models.

Business keywords: AI Finance Platform, Corporate Cards, Expense Management, Bill Payments, Accounting Automation, Procurement Solutions, Travel Management, Treasury Services, Financial Operations, Spend Management, Reimbursement Management, Business Efficiency, Financial Technology, Startup Recognition, Cost Savings

Services & Products

AI-Powered Spend Management

Corporate Card Issuance

Expense Management Automation

Procure-to-Pay Solutions

Real-time Financial Reporting

Account Reimbursements

Budget Management

Vendor and Spend Management

Target Customers

Startups Small Businesses Mid-Market Companies Enterprise-Level Organizations Finance Teams CFOs and Financial Executives Accountants and Controllers

Pricing

as listed on Oct 31, 2026

Free plan · $15/month per user

Free: free
Plus: $15/month per user

Ramp's pricing page

Funding Rounds & Investors (15)

View All

Funding Stage	Amount	Investors	Lead Investors	Date
Growth Equity VC	$1.85B	4	Founders Fund, Thrive Capital +2	01 Oct 2026
Series F	$750.00M	27	The Group Ventures, BoxGroup +25	01 Jun 2026
Growth Equity VC	$300.00M	7	Bessemer Venture Partners, Founders Fund +5	01 Nov 2025
Series E	$500.00M	23	Founders Fund, Lightspeed Venture Partners +21	01 Jul 2025
Secondary Market	$150.00M	9	Lux Capital, 137 Ventures +7	01 Mar 2025
Series D	$150.00M	12	Founders Fund, Lux Capital +10	01 Apr 2024
Series D	$300.00M	5	Founders Fund, Khosla Ventures +3	01 Aug 2023
Debt Financing	$200.00M	16	Founders Fund, Lux Capital +14	01 Mar 2022
Series C	$300.00M	20	BoxGroup, Founders Fund +18	01 Aug 2021
Debt Financing	$115.00M	10	BoxGroup, Founders Fund +8	01 Mar 2021

View All 15 Funding Rounds

Ramp Alternatives & Competitors

View All Alternatives

Ramp vs

Float Canada

Banking, payments and spend management in one intelligent platform purpose-built for Canadian busine...

Debt Financing

208 employees

Finance, Financial Services

Ramp vs

Zemo Kenya

All-in-One Expense Management for Growing Businesses. Offering Corporate Cards and Working Capital

Seed

12 employees

Financial Services, Fintech

Ramp vs

Payhawk United Kingdom

AI-native spend management platform that orchestrates bills, cards, expenses, travel, and procuremen...

Series B

482 employees

Financial Services, Fintech

View all alternatives

FAQ About Ramp

The AI finance platform that saves businesses time and money. Trusted by 85,000+ teams.

Ramp was founded in 2019.

Ramp is headquartered in New York, United States. As of Aug 2026, it also has offices in Miami, United States.

Ramp operates in Fintech. Its work centres on AI Finance Platform, Corporate Cards, Expense Management and Bill Payments. Its customers include Startups, Small Businesses and Mid-Market Companies.

Ramp has a B2B, SaaS and Embedded Finance business model. Its revenue comes from Subscription, Usage Based and Transaction Fee.

As listed on Ramp's pricing page on Oct 31, 2026: Free plan · $15/month per user (Free: free; Plus: $15/month per user).

Ramp has approximately 2900 employees.

Ramp has completed 15 funding rounds, raising a total of $4.68B. The latest funding stage is Growth.

Ramp offers: AI-Powered Spend Management, Corporate Card Issuance, Expense Management Automation, Procure-to-Pay Solutions, Real-time Financial Reporting, Account Reimbursements, Budget Management, Vendor and Spend Management.

Top alternatives and competitors to Ramp include Float, Zemo , Payhawk, finally, Pivot. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.

Ramp and Float are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Ramp, https://bouncewatch.com/company/ramp-3, updated 26 October 2026. When citing, please name BounceWatch and link this page.

Ramp

General Information

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AI Insight

About Ramp

Services & Products

Target Customers

Pricing

Funding Rounds & Investors (15)

Ramp Alternatives & Competitors

FAQ About Ramp