Softloans logo — Earn from lending to your e-commerce or SaaS customers

Softloans

Earn from lending to your e-commerce or SaaS customers

Founded 2022 Lithuania Lithuania 11 employees Seed Total: $1.15M Fintech, Information Technology +3

General Information

Company Name Softloans
Founded Year 2022
Location Lithuania Lithuania
Employees 11
Industries Fintech, Information Technology, Lending and Investments +2
Funding Stage Seed
Business Model B2B, SaaS, API
Revenue Model Commission, Usage Based, Service Fee
Social

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About Softloans

Softloans, founded in 2022 and headquartered in Lithuania, operates at the intersection of Fintech, Information Technology, Lending and Investments, SaaS, and Embedded Systems. The company is pioneering a platform that revolutionizes lending to SMEs by enabling other platforms to offer financing solutions.

Their Embedded Lending Technology allows businesses such as payment service providers and marketing agencies to extend credit to their clients, fostering customer growth and generating new revenue streams. This innovative, scalable solution is poised for easy implementation across Europe and beyond.

Furthermore, Softloans' Bank Statement Analytics Solution enhances the profitability of lenders by refining risk assessments and expediting credit checks. By focusing on both individual and corporate borrowers, it offers crucial insights into financial behaviors and business dynamics.

Recently securing a €1.00M seed investment on 01 April 2024, led by FIRSTPICK, Softloans is well-positioned to scale its offerings and disrupt the traditional lending paradigm.

Business keywords: embedded lending, revenue-based lending, SME financing, e-commerce finance, SaaS customer financing, bank statement analytics, automated credit scoring, working capital solutions, fintech platform, commission-based revenue model, business customer growth, risk assessment technology, corporate borrower insights, digital lending technology, false application reduction

Services & Products

Embedded Lending Solution
Revenue-Based Financing
Bank Statement Analysis

Target Customers

SMEs Merchant Platforms Fintech Partners

Funding Rounds & Investors (2)

View All
Funding Stage Amount Investors Lead Investors Date
Seed €1.00M 1
FIRSTPICK
01 Apr 2024
Seed $150.00K 1
FIRSTPICK
01 Jan 2023

Softloans Alternatives & Competitors

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Softloans vs
CreditEnable
CreditEnable United Kingdom

Dream Big. Borrow Smart! Dream Big. Lend Smart!

Seed
35 employees
AI, Analytics
Softloans vs
Finiata
Finiata Germany

Tailored financing and embedded lending solutions for B2B

Growth
10 employees
Finance, Financial Services
Softloans vs
CrediLinq.Ai
CrediLinq.Ai Singapore

We Linq Artificial Intelligence & Machine Learning with Credit Underwriting.

Seed
36 employees
AI, Financial Services

FAQ About Softloans

Earn from lending to your e-commerce or SaaS customers
Softloans was founded in 2022.
Softloans is headquartered in Lithuania.
Softloans operates in Fintech, Information Technology, Lending and Investments, SaaS and Embedded Systems. Its work centres on embedded lending, revenue-based lending, SME financing and e-commerce finance. Its customers include SMEs, Merchant Platforms and Fintech Partners.
Softloans has a B2B, SaaS and API business model. Its revenue comes from Commission, Usage Based and Service Fee.
Softloans has approximately 11 employees.
Softloans has completed 2 funding rounds, raising a total of $1.15M. The latest funding stage is Seed.
Softloans offers: Embedded Lending Solution, Revenue-Based Financing, Bank Statement Analysis.
Top alternatives and competitors to Softloans include CreditEnable, Finiata, CrediLinq.Ai, Capcito, Mintifi. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Softloans and CreditEnable are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Softloans, https://bouncewatch.com/company/softloans, updated 13 November 2025. When citing, please name BounceWatch and link this page.

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