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Spendbase logo — Offers Digital Banking for Non-EU residents.

Spendbase

Offers Digital Banking for Non-EU residents.

Founded 2022 United States San Francisco, United States 166 employees Seed Total: $60.00K Fintech, Payments

General Information

Company Name Spendbase
Founded Year 2022
Location United States San Francisco, United States
Employees 166
Industries Fintech, Payments
Funding Stage Seed
Business Model B2B, Platform, SaaS
Revenue Model Freemium, Transaction Fee, Usage Based
Offices as of Oct 2026
‏San Francisco‏، ‏California‏ ‏94102‏، ‏US‏, ‏San Francisco‏، ‏California‏ ‏94102‏، ‏US‏ ‏Kyiv ‏، ‏01001‏، ‏UA‏, ‏Kyiv ‏، ‏01001‏، ‏UA‏ ‏Lviv‏، ‏UA‏, ‏Lviv‏، ‏UA‏ ‏London‏، ‏England‏، ‏GB‏, ‏London‏، ‏England‏، ‏GB‏ ‏Hong Kong‏، ‏HK‏, ‏Hong Kong‏، ‏HK‏ ‏Delhi‏، ‏IN‏, ‏Delhi‏، ‏IN‏ ‏Tallinn‏، ‏EE‏, ‏Tallinn‏، ‏EE‏
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AI Insight

Bounce Watch AI
3 weeks ago

Spendbase, a digital banking provider for non-EU residents, has achieved significant recognition, ranking 15th among the 100 fastest-growing startups in the Sifted 100: DACH & CEE in September 2026. This strong accolade, coming just four years after its founding and following a Seed round in August 2025, underscores its rapid market traction and successful execution in simplifying financial management for tech startups. The award highlights a dynamic growth trajectory and validates its strategic positioning in the fintech landscape.

Signal Types
Recognition Growth
Strategic Labels
Rapid Growth Fintech Recognition Market Validation
Next Move: Fundraising
·
Impact: 9/10
·
Ideal For: Fintech VCs – Series A

About Spendbase

Spendbase provides digital banking services for non-EU residents and is headquartered in San Francisco, United States. The company allows its users to open accounts in 12 currencies and offers features supporting international financial operations and spending.

Founded in 2022, Spendbase focuses on services that include digital banking for tech startups and SMEs, multi-currency accounts, team expense cards, and international money transfer services. Its business model is B2B, platform-based, and SaaS, with a revenue model that includes freemium options, transaction fees, and usage-based charging.

Business keywords: Digital Banking, Multi-Currency Accounts, Virtual Card Issuance, Automated Accounting Integration, Financial Management for Startups, Tech Startup Solutions, Team Spending Cards, IBAN Services, Finance Optimization, Finance Automation, Vendor Management, SaaS Management, Online Banking, Software Cashback

Services & Products

Digital Banking for Non-EU residents
Open accounts in 12 currencies
Dedicated cards for team expenses
International money transfer services
Virtual card issuance

Target Customers

Tech Startups Small and Medium Enterprises (SMEs) Businesses requiring multi-currency accounts Organizations with global expenditure Companies seeking financial automation

Funding Rounds & Investors (4)

View All
Funding Stage Amount Investors Lead Investors Date
Seed Undisclosed 1
Nipro Corporation
Nipro Corporation
01 Aug 2025
Grant €50.00K 1
Seeds of Bravery
01 Aug 2024
Grant €10.00K 1
Glovo
01 May 2023
Support Program Undisclosed 1
Google
Google
01 Dec 2022

Latest News

View All
Spendbase Revenue 2025: $11.8M Est. ARR, $150K Raised — GetLatka
Spendbase Revenue 2025: $11.8M Est. ARR, $150K Raised
GetLatka Sep 02, 2026

Spendbase Alternatives & Competitors

View All Alternatives
Spendbase vs
Solaris SE
Solaris SE Germany

solarisBank is a licensed banking platform that enables companies to offer financial products and se...

Series F+
585 employees
Finance, Financial Services
Compare Spendbase vs Solaris SE
Spendbase vs
NUMARQE
NUMARQE United Kingdom

Turning credit into your success story - dynamic credit across all corporate payments globally, opti...

Seed
6 employees
Finance, Financial Services
Spendbase vs
Eversend
Eversend United Kingdom

The cross-border money account for Africans and the diaspora: send, hold and spend money, plus a sta...

38 employees
Blockchain, Crypto
View all alternatives

FAQ About Spendbase

Offers Digital Banking for Non-EU residents.
Spendbase was founded in 2022.
Spendbase is headquartered in San Francisco, United States. As of Oct 2026, it also has offices in ‏San Francisco‏، ‏California‏ ‏94102‏، ‏US‏, ‏San Francisco‏، ‏California‏ ‏94102‏، ‏US‏, ‏Kyiv ‏، ‏01001‏، ‏UA‏, ‏Kyiv ‏، ‏01001‏، ‏UA‏, ‏Lviv‏، ‏UA‏, ‏Lviv‏، ‏UA‏, ‏London‏، ‏England‏، ‏GB‏, ‏London‏، ‏England‏، ‏GB‏ and ‏Hong Kong‏، ‏HK‏, ‏Hong Kong‏، ‏HK‏.
Spendbase operates in Fintech and Payments. Its work centres on Digital Banking, Multi-Currency Accounts, Virtual Card Issuance and Automated Accounting Integration. Its customers include Tech Startups, Small and Medium Enterprises (SMEs) and Businesses requiring multi-currency accounts.
Spendbase has a B2B, Platform and SaaS business model. Its revenue comes from Freemium, Transaction Fee and Usage Based.
Spendbase has approximately 166 employees.
Spendbase has completed 4 funding rounds, raising a total of $60.00K. The latest funding stage is Seed.
Spendbase offers: Digital Banking for Non-EU residents, Open accounts in 12 currencies, Dedicated cards for team expenses, International money transfer services, Virtual card issuance.
Top alternatives and competitors to Spendbase include Solaris SE, NUMARQE, Eversend, Finom, Genome. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Spendbase and Solaris SE are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Spendbase, https://bouncewatch.com/company/spendbase-1, updated 1 October 2026. When citing, please name BounceWatch and link this page.

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