Swan is a European fintech company headquartered in Paris, France, that specializes in embedded banking solutions. It provides services such as accounts, cards, and payments to various businesses across thirty European countries.
Founded in 2019, Swan offers a range of services including customizable card programs, white-labeled fintech solutions, and automated invoice processing. Its primary customers are startups, accounting and bookkeeping firms, HR tech and prop tech companies, independent workers, freelancers, travel businesses, and property managers. Swan operates on a B2B basis, utilizing an API and embedded finance model, and generates revenue through usage-based fees, service fees, and subscription models.