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Zilch logo — Creating the most empowering way to pay for anything, anywhe...

Zilch

Creating the most empowering way to pay for anything, anywhere.

Founded 2018 United Kingdom London, United Kingdom 308 employees Equity And Debt Total: $175.00M Financial Services

General Information

Company Name Zilch
Founded Year 2018
Location United Kingdom London, United Kingdom
Employees 308
Industries Financial Services
Funding Stage Equity And Debt
Business Model B2C, E Commerce
Revenue Model Transaction Fee, Subscription, Commission
Social

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Recorded by Bounce Watch from public sources. Every entry below carries the date we observed it, and when we have not looked recently the page says so rather than leaving silence to imply nothing happened.

Actively Hiring Oct 20, 2026

Hiring for 8 positions in the last 30 days.

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About Zilch

Zilch is a financial services company based in London, United Kingdom. It provides flexible payment plans and credit solutions to young adults, retail shoppers, tech-savvy consumers, and financially responsible users in the UK.

Founded in 2018, Zilch offers services such as flexible payment plans, rewards and cashback, credit limit building, and card issuance. The company operates with a B2C business model geared towards ecommerce, generating revenue through transaction fees, subscriptions, and commissions. Zilch also utilizes income verification through open banking to enhance its consumer credit offerings.

Business keywords: Payments, Consumer Credit, Online Payments, Shopping, AdTech, Credit Solutions, Payment Innovation, Digital Payments, Cost Reduction, Empowering Payments, Financial Technology

Services & Products

Flexible Payment Plans
Rewards and Cashback
Credit Limit Building
Digital and Physical Card Issuance
Income Verification through Open Banking

Target Customers

Young Adults Retail Shoppers Tech-Savvy Consumers Financially Responsible Users UK Residents

Funding Rounds & Investors (1)

View All
Funding Stage Amount Investors Lead Investors Date
Equity And Debt $175.00M 5
Goldman Sachs Deutsche Bank KKCG
Goldman Sachs, Deutsche Bank +3
13 Nov 2025

Latest News

View All
Klarna and Zilch launch new paid membership packages — Tech
Klarna and Zilch launch new paid membership packages
Tech Aug 13, 2026
Nscale secures $1.4B, Eutelsat expands with €975M, and Germany’s scale-driven ecosystem — Tech
Nscale secures $1.4B, Eutelsat expands with €975M, and Germany’s scale-driven ecosystem
Tech Feb 13, 2026
Zilch bags payments licence — Tech
Zilch bags payments licence
Tech Dec 11, 2025
Revolut lands a €65 billion valuation after latest share sale fuels global bank ambitions — Eu-startups
Revolut lands a €65 billion valuation after latest share sale fuels global bank ambitions
Eu-startups Nov 24, 2025
Zilch nets $175M, Backed VC closes $100M Fund III, and nd Ukraine’s LIFT99 emerges even stronger aft... — Tech
Zilch nets $175M, Backed VC closes $100M Fund III, and nd Ukraine’s LIFT99 emerges even stronger after a missile attack
Tech Nov 23, 2025
The big league: The most funded European fintech companies of 2024 so far — Tech
The big league: The most funded European fintech companies of 2024 so far
Tech Nov 23, 2025

Zilch Alternatives & Competitors

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FAQ About Zilch

Creating the most empowering way to pay for anything, anywhere.
Zilch was founded in 2018.
Zilch is headquartered in London, United Kingdom.
Zilch operates in Financial Services. Its work centres on Payments, Consumer Credit, Online Payments and Shopping. Its customers include Young Adults, Retail Shoppers and Tech-Savvy Consumers.
Zilch has a B2C and E Commerce business model. Its revenue comes from Transaction Fee, Subscription and Commission.
Zilch has approximately 308 employees.
Zilch has completed 1 funding round, raising a total of $175.00M. The latest funding stage is Equity And Debt.
Zilch offers: Flexible Payment Plans, Rewards and Cashback, Credit Limit Building, Digital and Physical Card Issuance, Income Verification through Open Banking.
Top alternatives and competitors to Zilch include Snapmint, Paycell, ActivoBank, Kasheesh, Moneytolia. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Zilch and Snapmint are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Zilch, https://bouncewatch.com/company/zilch, updated 26 October 2026. When citing, please name BounceWatch and link this page.

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