American Cycle Finance Inc.
Second-chance finance solutions for motorcycle retailers and riders.
15 employees · est. 2015 · Marlborough, United States
Union Credit
Embedded 1-Click Lending Marketplace
53 employees · est. 2022 · Santa Rosa, United States
American Cycle Finance Inc. is the older company (2015 vs 2022); Union Credit is the larger of the two.
Side-by-Side Comparison
| Metric | American Cycle Finance Inc. | Union Credit |
|---|---|---|
| Founded | ||
| Founded | 2015 older | 2022 |
| Headquarters | ||
| Headquarters | Marlborough, United States | Santa Rosa, United States |
| Employees | ||
| Employees | 15 | 53 larger |
| Industry | ||
| Industry | Finance, Lending and Investments | Finance, Fintech, Marketplaces |
| Funding Stage | ||
| Funding Stage | Not tracked yet | Seed |
| Total Funding | ||
| Total Funding | Not tracked yet | $5.00M |
| Funding Rounds | ||
| Funding Rounds | Not tracked yet | 1 |
| Services | ||
| Services | Not tracked yet | Application-Free Lending, Plug and Play Credit Union Marketplace, Consumer Loan Access, Brand Promotion for Credit Unions, Publisher and Merchant Integration |
| Target Customers | ||
| Target Customers | Not tracked yet | Credit Unions, Consumers, Publishers, Merchants |
| Taxonomy | ||
| Taxonomy | Motorcycle Finance, Subprime Lending, Second-chance Financing, Credit Challenges, Dealer Network, Consumer Credit, Loan Approvals, Credit Reporting, Re-establishing Credit, Verifiable Information, Subprime Finance, Credit Bureaus, Lending Solutions, Consumer Accounts, Credit Turn Downs | Embedded Finance, 1-Click Lending, Marketplace Lending, Credit Union Marketplace, Perpetual Credit Approval, Consumer-Focused Fintech, Plug-and-Play Lending, Data-Driven Insights, Direct To Consumer Brands, Financing Experience, Merchant Collaboration, Purchase Intent Analysis, Local Credit Offers, Competitive Credit Solutions, Seamless Financial Integration |
| Website | ||
| Website | americancyclefinance.com | unioncredit.app |
About American Cycle Finance Inc.
American Cycle Finance offers lending solutions to customers who have experienced credit turn downs or declines. Our growing dealer network features nearly 400 motorcycle retailers in 18 states ready to assist riders to get in a loan and get on a bike. The ACF program offers dealers the chance to as...
About Union Credit
Union Credit, founded in 2022, presents a transformative solution in the Finance and Fintech sectors with its Embedded 1-Click Lending Marketplace. As the first credit union exclusive platform, it offers consumers Perpetual Credit Approval integrated seamlessly into their daily transactions, allowin...
We will tell you when either one moves
BounceWatch watches American Cycle Finance Inc. and Union Credit for new funding, fast hiring, new executives and a change of software vendor. When one happens, we email you the same day.
Funding, hiring, leadership and stack changes at American Cycle Finance... and Union Credit — by email.
Frequently Asked Questions
Compare American Cycle Finance Inc. with someone else
Start typing a company name or domain.
Related Comparisons
Compiled from the BounceWatch company index. We last looked at American Cycle Finance Inc. on 13 Sep 2024, and Union Credit on 20 Mar 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
