Union Credit logo — Embedded 1-Click Lending Marketplace

Union Credit

Embedded 1-Click Lending Marketplace

Founded 2022 United States Santa Rosa, United States 53 employees Seed Total: $5.00M Finance, Fintech +1

General Information

Company Name Union Credit
Founded Year 2022
Location United States Santa Rosa, United States
Founders / Decision Makers
Team member Team member
Employees 53
Industries Finance, Fintech, Marketplaces
Funding Stage Seed
Business Model B2B2C, Marketplace, Embedded Finance
Revenue Model Commission, Marketplace Fee, Service Fee
Social

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About Union Credit

Union Credit, founded in 2022, presents a transformative solution in the Finance and Fintech sectors with its Embedded 1-Click Lending Marketplace. As the first credit union exclusive platform, it offers consumers Perpetual Credit Approval integrated seamlessly into their daily transactions, allowing for effortless loan activation. This innovation is particularly lucrative for direct-to-consumer brands seeking real-time, data-driven engagement with potential borrowers.

The company's plug-and-play solution enables merchants and financial applications to provide instant access to competitive credit offers, enhancing customer experiences by eliminating traditional credit application burdens.

Union Credit secured a $5.00M Seed Round investment on 24 October 2022, backed by investors such as Marin Sonoma Impact Ventures and TruStage Ventures. Headquartered in the United States, the company is poised to make significant strides in the Marketplaces industry, leveraging its strategic network of credit union partnerships nationwide.

Business keywords: Embedded Finance, 1-Click Lending, Marketplace Lending, Credit Union Marketplace, Perpetual Credit Approval, Consumer-Focused Fintech, Plug-and-Play Lending, Data-Driven Insights, Direct to Consumer Brands, Financing Experience, Merchant Collaboration, Purchase Intent Analysis, Local Credit Offers, Competitive Credit Solutions, Seamless Financial Integration

Services & Products

Application-Free Lending
Plug and Play Credit Union Marketplace
Consumer Loan Access
Brand Promotion for Credit Unions
Publisher and Merchant Integration

Target Customers

Credit Unions Consumers Publishers Merchants

Funding Rounds & Investors (1)

View All
Funding Stage Amount Investors Lead Investors Date
Seed $5.00M 3
Array Ventures, Marin Sonoma Impact Ventures +1
01 Jan 2023

Union Credit Alternatives & Competitors

View All Alternatives
Union Credit vs
nCino, Inc.
nCino, Inc. United States

Bank Operating System

IPO
1645 employees
Finance, Fintech
Union Credit vs
CredibleX
CredibleX United Arab Emirates

CredibleX empowers businesses to provide their SME customers with instant access to lending solution...

Seed
43 employees
B2B, Finance
Union Credit vs
Next-Financing
Next-Financing United States

The Next Big Thing In Financing

4 employees
Finance, Financial Services

FAQ About Union Credit

Embedded 1-Click Lending Marketplace
Union Credit was founded in 2022.
Union Credit is headquartered in Santa Rosa, United States.
Union Credit operates in Finance, Fintech and Marketplaces. Its work centres on Embedded Finance, 1-Click Lending, Marketplace Lending and Credit Union Marketplace. Its customers include Credit Unions, Consumers and Publishers.
Union Credit has a B2B2C, Marketplace and Embedded Finance business model. Its revenue comes from Commission, Marketplace Fee and Service Fee.
Union Credit has approximately 53 employees.
Union Credit has completed 1 funding round, raising a total of $5.00M. The latest funding stage is Seed.
Union Credit offers: Application-Free Lending, Plug and Play Credit Union Marketplace, Consumer Loan Access, Brand Promotion for Credit Unions, Publisher and Merchant Integration.
Top alternatives and competitors to Union Credit include nCino, Inc., CredibleX, Next-Financing. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Union Credit and nCino, Inc. are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

Source: BounceWatch company record for Union Credit, https://bouncewatch.com/company/union-credit, updated 20 March 2026. When citing, please name BounceWatch and link this page.

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