Apaylo
Empower your business with Apaylo’s next-gen payment solutions, ensuring safe, effortless and efficient transactions.
19 employees · est. 2019 · Vaughan, Canada
Token.io
The leading Pay by Bank infrastructure for banks, payment companies and platforms in the UK and Europe.
102 employees · est. 2015 · London, United Kingdom
Token.io is the older company (2019 vs 2015); Token.io is the larger of the two.
11 signals in the last 90 days
Side-by-Side Comparison
| Metric | Apaylo | Token.io |
|---|---|---|
| Founded | ||
| Founded | 2019 | 2015 older |
| Headquarters | ||
| Headquarters | Vaughan, Canada | London, United Kingdom |
| Employees | ||
| Employees | 19 | 102 larger |
| Industry | ||
| Industry | Big Data, E-Commerce, Fintech | Financial Services, Fintech, Payments |
| Funding Stage | ||
| Funding Stage | Not tracked yet | Series Unknown |
| Total Funding | ||
| Total Funding | Not tracked yet | $90.00M |
| Funding Rounds | ||
| Funding Rounds | Not tracked yet | 6 |
| Services | ||
| Services | Electronic Funds Transfer (EFT), E-transfers, Wire Transfers, Billpay, International Transactions, Merchant Admin Portal, API Integration | Industry-leading Pay by Bank solutions, One-click, recurring and automated bank payments, Real-time payouts and withdrawals, Data solutions for smarter payments |
| Target Customers | ||
| Target Customers | Businesses engaged in B2B transactions, Businesses engaged in B2C transactions, Merchants requiring payment solutions, Businesses seeking global payment processing, Companies looking for secure and efficient transactions | Banks, Merchants, Fintech companies, Ecommerce platforms, Crypto platforms, iGaming companies |
| Taxonomy | ||
| Taxonomy | Payment Solutions, Fintech Innovation, Bank Account Digitization, Payment APIs, Payment Hub Technology, SME Payment Solutions, Automated Transactions, Transparent Transactions, Banking System Integration, Marketplace Payments, Digital Platform Payments, Payment Software Development, Financial Technology Services, Direct Bank Payments, Secure Payment Processing | Pay By Bank, Open Banking, A2A Payments, Payment Infrastructure, API Connectivity, Payment Initiation, Account Aggregation, PSD2, Payment Solutions, Instant Payments, Recurring Payments, Bank API, Open Banking API, Payment Conversion |
| Website | ||
| Website | apaylo.com | token.io |
About Apaylo
Apaylo is a burgeoning contender in the Fintech sector, poised to revolutionize payment processing with its innovative solutions. Established in 2019 and headquartered in Canada, this company has quickly positioned itself as a leader in payment innovation. By focusing on the digitization of bank acc...
About Token.io
Token.io, founded in 2015, stands at the forefront of Pay by Bank infrastructure, serving as a critical bridge for banks, payment companies, and platforms across the UK and Europe. The company's infrastructure offers an unparalleled opportunity for clients to enhance revenue streams, reduce operatio...
We will tell you when either one moves
BounceWatch watches Apaylo and Token.io for new funding, fast hiring, new executives and a change of software vendor. When one happens, we email you the same day.
Funding, hiring, leadership and stack changes at Apaylo and Token.io — by email.
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Compiled from the BounceWatch company index. We last looked at Apaylo on 12 Dec 2025, and Token.io on 26 Aug 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.