Banxware
We enable platforms & banks to give their business customers the best financing they need to grow.
64 employees · est. 2020 · Berlin, Germany
Saldo Bank
Saldo Bank UAB is a specialised bank licensed by the European Central Bank and regulated by the Bank of Lithuania.
90 employees · est. 2006 · Vilnius, Lithuania
Saldo Bank is the older company (2020 vs 2006).
Side-by-Side Comparison
| Metric | Banxware | Saldo Bank |
|---|---|---|
| Founded | ||
| Founded | 2020 | 2006 older |
| Headquarters | ||
| Headquarters | Berlin, Germany | Vilnius, Lithuania |
| Employees | ||
| Employees | 64 | 90 |
| Industry | ||
| Industry | Financial Services, Fintech, Information Technology | Finance, Financial Services, Lending and Investments |
| Funding Stage | ||
| Funding Stage | Unknown | Not tracked yet |
| Total Funding | ||
| Total Funding | $39.00M | Not tracked yet |
| Funding Rounds | ||
| Funding Rounds | 4 | Not tracked yet |
| Services | ||
| Services | Orchestration Layer for SME lending, AI-powered data structuring, Automated credit assessments, Embedded lending solutions, Operational cost reduction techniques, Real-time risk assessment | online banking, account management, financial transactions |
| Target Customers | ||
| Target Customers | Banks, Brokers, SMEs, Platform Partners, Fintech Companies | Lithuanian-speaking users, Finnish-speaking users, Swedish-speaking users, English-speaking users in Europe |
| Taxonomy | ||
| Taxonomy | Embedded Lending, SME Lending, Platform-Based Businesses, Fintech Solutions, Data-Driven Technology, Alternative Lending, Marketplace Lending, Lending-as-a-Service, Open Banking, Financial Infrastructure, E-Commerce Financing, Business Customer Lending, Digital Economy Financing, Instant Financing Solutions | Specialised Banking, Automated Lending Solutions, Consumer Finance, SME Financing, Term Deposit Accounts, Responsible Lending, Advanced Scoring System, International Business Growth, Automated Financing, Business Lending, Regulated Banking, Fintech Solutions |
| Website | ||
| Website | banxware.com | saldo.com |
About Banxware
Banxware, founded in 2020 in Germany, presents a transformative approach in the Financial Services and Fintech sectors by addressing the unique challenges faced by SMEs in securing financing. Positioned as a pivotal orchestration layer, it connects platforms, banks, and businesses to facilitate seam...
About Saldo Bank
Saldo Bank, founded in 2006, is a specialized financial institution headquartered in Lithuania and licensed by the European Central Bank, with regulatory oversight from the Bank of Lithuania. The bank is focused on delivering efficient and fully automated lending solutions tailored for both consumer...
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Funding, hiring, leadership and stack changes at Banxware and Saldo Bank — by email.
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Related Comparisons
Compiled from the BounceWatch company index. We last looked at Banxware on 28 May 2026, and Saldo Bank on 13 Nov 2025. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.