Banxware, based in Berlin, Germany, provides financial services focusing on SME lending by acting as an orchestration layer between platforms, banks, and businesses. It serves SMEs, SMBs, financial platforms, banks, neo banks, loan brokers, eCommerce platforms, and SaaS providers with its fintech solutions.
Founded in 2020, Banxware offers services such as embeddable lending products, tailored loan offerings, transactional data utilization, loan process management, and regulatory compliance handling. The company operates under a B2B, embedded finance, and platform business model. Its revenue is generated through commissions, service fees, and usage-based pricing.