Banxware logo — We enable platforms & banks to give their business customers...

Banxware

We enable platforms & banks to give their business customers the best financing they need to grow.

Founded 2020 Germany Berlin, Germany 64 employees Unknown Total: $39.00M Financial Services, Fintech +2

General Information

Company Name Banxware
Founded Year 2020
Location Germany Berlin, Germany +1
Employees 64
Industries Financial Services, Fintech, Information Technology +1
Funding Stage Unknown
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New Partnership Jul 28, 2026

Banxware announced an embedded lending partnership with Lexware, integrating their financing offer directly into the Lexware dashboard.

Major Customer Win Jul 28, 2026

Banxware highlights a major customer win with velolease GmbH, a bike leasing platform, providing them with embedded financing.

Award Received Aug 20, 2026

Banxware was featured on German primetime TV, specifically the ARD program Plusminus, as part of a segment on Germany's startup boom.

AI Insight

Bounce Watch AI
2 months ago

Banxware is strategically solidifying its position in the embedded SME lending market, marked by a recent partnership with HypoVereinsbank (UniCredit) to build infrastructure in May 2026. This follows a significant €10M "Lending Capital" infusion from UniCredit in June 2025, indicating strong demand and scaling of their loan origination capabilities. The company's inaugural Partner Day further underscores its focus on ecosystem leadership and driving market adoption.

Signal Types
Partnership Funding Market Adoption Ecosystem Development
Strategic Labels
Strategic Partnership Embedded Lending Scaling Ecosystem Leadership
Next Move: Expansion
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Impact: 9/10
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Ideal For: Fintech Growth VCs — Embedded Finance

About Banxware

Banxware, founded in 2020 in Germany, presents a transformative approach in the Financial Services and Fintech sectors by addressing the unique challenges faced by SMEs in securing financing. Positioned as a pivotal orchestration layer, it connects platforms, banks, and businesses to facilitate seamless, tailored lending solutions.

With its slogan, "We enable platforms & banks to give their business customers the best financing they need to grow," the company emphasizes its mission to revolutionize the traditional lending system. The founding team, composed of seasoned professionals like Jens Roehrborn and Miriam Wohlfarth, brings an insider perspective to tackle the inefficiencies within the existing financial infrastructure.

In a testament to its potential, Banxware attracted a significant last investment of €10.00M in Lending Capital from UniCredit as of 01 June 2025, highlighting investor confidence in its business model and growth trajectory. This strategic backing positions Banxware as a promising player in the evolving banking landscape.

Taxonomy: Embedded Lending, SME Lending, Platform-Based Businesses, Fintech Solutions, Data-Driven Technology, Alternative Lending, Marketplace Lending, Lending-as-a-Service, Open Banking, Financial Infrastructure, E-Commerce Financing, Business Customer Lending, Digital Economy Financing, Instant Financing Solutions

Services & Products

Orchestration Layer for SME lending
AI-powered data structuring
Automated credit assessments
Embedded lending solutions
Operational cost reduction techniques
Real-time risk assessment

Target Customers

Banks Brokers SMEs Platform Partners Fintech Companies

Funding Rounds & Investors (4)

View All
Funding Stage Amount Investors Lead Investors Date
Lending Capital €10.00M 1 01 Jun 2025
Series A €15.00M 6 01 Nov 2023
Seed €10.00M 9 01 Jan 2022
Seed €4.00M 4 01 Feb 2021

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FAQ About Banxware

We enable platforms & banks to give their business customers the best financing they need to grow.
Banxware was founded in 2020.
Banxware is headquartered in Berlin, Germany.
Banxware operates in the following industries: Financial Services, Fintech, Information Technology, Banking.
Banxware has approximately 64 employees.
Banxware has completed 4 funding rounds, raising a total of $39.00M. The latest funding stage is Unknown.
Banxware offers: Orchestration Layer for SME lending, AI-powered data structuring, Automated credit assessments, Embedded lending solutions, Operational cost reduction techniques, Real-time risk assessment.
Top alternatives and competitors to Banxware include Saldo Bank, Lemonero, SME Bank, Marketlend, Bright On Capital. These companies operate in related industries and serve comparable markets. You can compare them side by side on Bounce Watch.
Banxware and Saldo Bank are both companies in similar industries. Compare their funding, team size, growth signals, and market position on Bounce Watch to see which one fits your needs.

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