Cleo logo

Cleo

Join the fintech that’s fighting back.

639 employees · est. 2016 · London, United Kingdom

VS
FreeAgent logo

FreeAgent

💙 Loved by over 200,000 people 🙌 Built by a friendly bunch 🏆 World class SaaS

389 employees · est. 2007 · Edinburgh, United Kingdom

FreeAgent is the older company (2016 vs 2007); Cleo is the larger of the two.

Side-by-Side Comparison

Cleo FreeAgent
Founded
2016 2007 older
Headquarters
London, United Kingdom Edinburgh, United Kingdom
Employees
639 larger 389
Industry
Not tracked yet Financial Services, Fintech, SaaS
Funding Stage
Series C Series C
Total Funding
$137.50M $10.32M
Funding Rounds
5 7
Services
AI-driven spending analysis, Personalized budgeting tools, Automated savings and financial goal tracking, Credit building solutions, Financial education through engagement and feedback, 24/7 customer interaction and support Accounting software, Payroll processing, Tax filing and management, Expense tracking and management, Invoicing and billing solutions, Cashflow management
Target Customers
Young adults, Individuals experiencing financial stress, People seeking personalized finance management, Users interested in improving financial literacy, Tech-savvy consumers looking for AI-driven solutions Small businesses, Freelancers, Contractors, Landlords, Accountants, Bookkeepers, Financial advisors
Taxonomy
AI Assistant, Personal Finance, Financial Well-being, Digital Banking, Financial Tools, Financial Insights, Saving Automation, User Experience, Customer Empowerment, Financial Education, Humor In Finance, Inclusive Finance, Conversational AI, Data-Driven Insights Accounting Software, Small Business Solutions, Freelancer Support, Financial Management, Online Invoicing, Tax Calculation, Time Tracking, Customer Support, Operational Independence, Business Planning, User Experience, Employee Engagement, Financial Technology, Business Efficiency
Website
meetcleo.com freeagent.com
Cleo logo

About Cleo

Cleo, founded in 2016 in the United Kingdom, is redefining fintech by using AI to transform how people relate to their finances. With the slogan, "Join the fintech that’s fighting back," the company aims to break the traditional financial mold and cater to the needs of the 99%. Offering a platform...

FreeAgent logo

About FreeAgent

FreeAgent, a pioneer in the Financial Services and Fintech industry, specializes in providing award-winning accounting software tailored for small businesses, accountants, and bookkeepers. Founded in 2007 in the United Kingdom, this SaaS company has grown to serve over 200,000 users today. The comp...

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Funding, hiring, leadership and stack changes at Cleo and FreeAgent — by email.

Frequently Asked Questions

Cleo — Join the fintech that’s fighting back.. FreeAgent — 💙 Loved by over 200,000 people 🙌 Built by a friendly bunch 🏆 World class SaaS . Both companies operate in related markets but may differ in funding stage, team size, and product focus.
Cleo has raised $137.50M while FreeAgent has raised $10.32M.
Cleo and FreeAgent operate in overlapping markets and are frequently compared. Track both companies on Bounce Watch to monitor their growth signals in real time.

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Compiled from the BounceWatch company index. We last looked at Cleo on 30 Apr 2026, and FreeAgent on 9 Sep 2025. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.

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