CredibleX
CredibleX empowers businesses to provide their SME customers with instant access to lending solutions.
43 employees · est. 2023 · United Arab Emirates
UniversalCIS | Credit Plus is the older company (2023 vs 2020).
Side-by-Side Comparison
| Metric | CredibleX | UniversalCIS | Credit Plus |
|---|---|---|
| Founded | ||
| Founded | 2023 | 2020 older |
| Headquarters | ||
| Headquarters | United Arab Emirates | Broomall, United States |
| Employees | ||
| Employees | 43 | 25 |
| Industry | ||
| Industry | B2B, Finance, Fintech | IT, Logistics and Delivery |
| Funding Stage | ||
| Funding Stage | Seed | Not tracked yet |
| Total Funding | ||
| Total Funding | $55.00M | Not tracked yet |
| Funding Rounds | ||
| Funding Rounds | 2 | Not tracked yet |
| Services | ||
| Services | Embedded Working Capital Finance, SME Insurance Finance, B2B Channel Finance, POS Finance, Invoice Finance, Digital Application for Loans | Not tracked yet |
| Target Customers | ||
| Target Customers | Small and Medium Enterprises (SMEs), Distribution Partners, Liquidity Partners | Not tracked yet |
| Taxonomy | ||
| Taxonomy | Embedded Finance, SME Lending, API Integration, Ecosystem Partner Solutions, Credit Lines, Instant Financing, B2B Channel Finance, Embedded POS Financing, Invoice Financing, Receivables Finance, Working Capital Financing, Platform Integrated Credit, Embedded SME Insurance Finance, Abu Dhabi Global Market | Credit Risk Management, Lending Solutions, Appraisal Management, Credit Data Integration, Consumer Data Analytics, Risk Reduction, Business Analytics, Credit Reporting, Lending Decisions, Creditworthiness Assessment |
| Website | ||
| Website | crediblex.io | universalcis.com |
About CredibleX
CredibleX, founded in 2023 and headquartered in the United Arab Emirates, is carving a niche in the fintech space as MENA’s first embedded finance platform. This disruptive startup empowers businesses to provide their SME customers with instant access to lending solutions, moving beyond traditional...
About UniversalCIS | Credit Plus
UniversalCIS | Credit Plus is a financial services startup founded in 2020, focusing on IT, Logistics, and Delivery industries. The company's platform aims to enhance businesses' lending decisions by seamlessly integrating consumer data and reporting into their analytics environment. This integratio...
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Compiled from the BounceWatch company index. We last looked at CredibleX on 5 Dec 2025, and UniversalCIS | Credit Plus on 17 Nov 2024. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.