CredibleX
CredibleX empowers businesses to provide their SME customers with instant access to lending solutions.
43 employees · est. 2023 · United Arab Emirates
Finiata
Tailored financing and embedded lending solutions for B2B
10 employees · est. 2016 · Berlin, Germany
Finiata is the older company (2023 vs 2016); CredibleX is the larger of the two.
Side-by-Side Comparison
| Metric | CredibleX | Finiata |
|---|---|---|
| Founded | ||
| Founded | 2023 | 2016 older |
| Headquarters | ||
| Headquarters | United Arab Emirates | Berlin, Germany |
| Employees | ||
| Employees | 43 larger | 10 |
| Industry | ||
| Industry | B2B, Finance, Fintech | Finance, Financial Services, Fintech |
| Funding Stage | ||
| Funding Stage | Seed | Growth |
| Total Funding | ||
| Total Funding | $55.00M | $69.00M |
| Funding Rounds | ||
| Funding Rounds | 2 | 10 |
| Services | ||
| Services | Embedded Working Capital Finance, SME Insurance Finance, B2B Channel Finance, POS Finance, Invoice Finance, Digital Application for Loans | Embedded Finance Solutions, Flexible Credit Lines, Cash Flow Analytics, Invoice Factoring Services, Trade Credit Integration, Real-time Funding Solutions |
| Target Customers | ||
| Target Customers | Small and Medium Enterprises (SMEs), Distribution Partners, Liquidity Partners | Marketplaces, Payment Processors, Small and Medium Enterprises (SMEs), B2B Platforms, Logistics and Supply Chains |
| Taxonomy | ||
| Taxonomy | Embedded Finance, SME Lending, API Integration, Ecosystem Partner Solutions, Credit Lines, Instant Financing, B2B Channel Finance, Embedded POS Financing, Invoice Financing, Receivables Finance, Working Capital Financing, Platform Integrated Credit, Embedded SME Insurance Finance, Abu Dhabi Global Market | B2B Finance, Embedded Lending, Data-driven Lending, Risk Assessment, Working Capital, SME Financing, Cash Flow Management, Non-financial Platform Integration, Sustainable Growth, Revenue Streams, Innovative Lending Models, Responsible Lending, Financial Solutions |
| Website | ||
| Website | crediblex.io | finiata.com |
About CredibleX
CredibleX, founded in 2023 and headquartered in the United Arab Emirates, is carving a niche in the fintech space as MENA’s first embedded finance platform. This disruptive startup empowers businesses to provide their SME customers with instant access to lending solutions, moving beyond traditional...
About Finiata
Finiata, a visionary fintech company founded in 2016 and headquartered in Germany, is revolutionizing B2B finance with Tailored financing and embedded lending solutions for B2B. Specializing in data-driven lending and advanced risk assessment, Finiata focuses on seamlessly integrating financial solu...
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BounceWatch watches CredibleX and Finiata for new funding, fast hiring, new executives and a change of software vendor. When one happens, we email you the same day.
Funding, hiring, leadership and stack changes at CredibleX and Finiata — by email.
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Compiled from the BounceWatch company index. We last looked at CredibleX on 5 Dec 2025, and Finiata on 11 Jul 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
