Dinie vs SAPI

Dinie logo

Dinie

Embedded lending infrastructure for platforms

19 employees · est. 2019 · Brazil

VS
SAPI logo

SAPI

Liquidity-as-a-Service and Credit Infrastructure for Payment Companies

247 employees · est. 2020 · London, United Kingdom

Dinie is the older company (2019 vs 2020); SAPI is the larger of the two.

Side-by-Side Comparison

Dinie SAPI
Founded
2019 older 2020
Headquarters
Brazil London, United Kingdom
Employees
19 247 larger
Industry
Financial Services, Fintech, Information Technology Finance, Financial Services, Fintech
Funding Stage
Not tracked yet Venture round
Total Funding
$20.00M $7.50M
Funding Rounds
2 5
Services
credit offering, payment services, financial product integration, credit risk management, customer onboarding payment-linked financing, instant payout, settlement pre-funding, custom payment liquidity
Target Customers
platform-based businesses, B2B marketplaces, microentrepreneurs, small and medium enterprises (SMEs) small businesses, immigrant-owned businesses, woman-owned businesses, payment service providers, marketplaces, introducers, business platforms, fintech companies, neobanks
Taxonomy
Embedded LendingB2B Payment SolutionsInstant CreditSMB Financial InclusionAPI IntegrationOpen Finance +8 Liquidity-as-a-ServiceCredit InfrastructureEmbedded Credit SolutionCustom Credit ProductsEnd-to-end Lending ProgramMerchant Financing +6
Website
dinie.com sapi.com
Dinie logo

About Dinie

Dinie is a prominent innovator in the realm of embedded lending infrastructure tailored explicitly for digital platforms in Brazil. Established in 2019, the company focuses on empowering platforms to provide instant credit and B2B payment solutions, catering to an extensive network of merchants acro...

SAPI logo

About SAPI

SAPI, founded in 2020, is a UK-based fintech company positioned as a transformative player in the global payment ecosystem. The company operates within the Finance, Financial Services, Fintech, Platforms, and Embedded Systems industries. Its innovative Liquidity-as-a-Service and Credit Infrastructur...

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Frequently Asked Questions

Dinie was founded in 2019, based in Brazil, with 19 employees. Dinie is a prominent innovator in the realm of embedded lending infrastructure tailored explicitly for digital platforms in Brazil. Established in 2019, the company focuses on empowering platforms to. SAPI was founded in 2020, based in London, United Kingdom, with 247 employees. SAPI, founded in 2020, is a UK-based fintech company positioned as a transformative player in the global payment ecosystem. The company operates within the Finance, Financial Services, Fintech, Platfo.
Dinie has raised $20.00M and SAPI $7.50M. Latest stage: SAPI Venture round.
Both work in Financial Services and Fintech.

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Compiled from the BounceWatch company index. We last looked at Dinie on 30 Apr 2026, and SAPI on 16 Dec 2025. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.

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