Token.io
The leading Pay by Bank infrastructure for banks, payment companies and platforms in the UK and Europe.
102 employees · est. 2015 · London, United Kingdom
Token.io is the older company (2018 vs 2015); Token.io is the larger of the two.
Side-by-Side Comparison
| Metric | Fintecture | Token.io |
|---|---|---|
| Founded | ||
| Founded | 2018 | 2015 older |
| Headquarters | ||
| Headquarters | Paris, France | London, United Kingdom |
| Employees | ||
| Employees | 48 | 102 larger |
| Industry | ||
| Industry | Not tracked yet | Financial Services, Fintech, Payments |
| Funding Stage | ||
| Funding Stage | Series A | Series Unknown |
| Total Funding | ||
| Total Funding | $53.91M | $90.00M |
| Funding Rounds | ||
| Funding Rounds | 5 | 6 |
| Services | ||
| Services | Immediate Payment Solutions, Intelligent Payment Processing, Verified Disbursement Services, Fraud Detection and Prevention, API Integration for Payments | Industry-leading Pay by Bank solutions, One-click, recurring and automated bank payments, Real-time payouts and withdrawals, Data solutions for smarter payments |
| Target Customers | ||
| Target Customers | Automobile Sales Sector, E-Commerce Businesses, Remote Sales Operations, Physical Retail Outlets, Business and Professional Payers | Banks, Merchants, Fintech companies, Ecommerce platforms, Crypto platforms, iGaming companies |
| Taxonomy | ||
| Taxonomy | Bank Transfer Payments, B2B Payment Platform, FinTech, Open Banking, Payment Integration, Instant SEPA, Licensed Payment Institution, Bank API, GDPR Compliance, RegTech, KYC, Credit Check, Ecommerce Payments, Retail Payments | Pay By Bank, Open Banking, A2A Payments, Payment Infrastructure, API Connectivity, Payment Initiation, Account Aggregation, PSD2, Payment Solutions, Instant Payments, Recurring Payments, Bank API, Open Banking API, Payment Conversion |
| Website | ||
| Website | fintecture.com | token.io |
About Fintecture
Fintecture, founded in 2018 and headquartered in France, is innovating the payment landscape. With the slogan "Transforming the payment by bank transfer," the company is focused on revolutionizing how merchants process payments through bank transfers, thus enhancing their revenue capabilities across...
About Token.io
Token.io, founded in 2015, stands at the forefront of Pay by Bank infrastructure, serving as a critical bridge for banks, payment companies, and platforms across the UK and Europe. The company's infrastructure offers an unparalleled opportunity for clients to enhance revenue streams, reduce operatio...
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Funding, hiring, leadership and stack changes at Fintecture and Token.io — by email.
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Compiled from the BounceWatch company index. We last looked at Fintecture on 21 Mar 2026, and Token.io on 26 Aug 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.