finzly
The best cloud-based payments platform for banks to offer modern global transaction banking for the connected economy.
258 employees · est. 2012 · Charlotte, United States
SendSpend
SendSpend is a UK-based Neo-Bank and FCA-regulated Electronic Money Institution (FRN: 932841)
6 employees · est. 2016 · London, United Kingdom
finzly is the older company (2012 vs 2016); finzly is the larger of the two.
Side-by-Side Comparison
| Metric | finzly | SendSpend |
|---|---|---|
| Founded | ||
| Founded | 2012 older | 2016 |
| Headquarters | ||
| Headquarters | Charlotte, United States | London, United Kingdom |
| Employees | ||
| Employees | 258 larger | 6 |
| Industry | ||
| Industry | Not tracked yet | Not tracked yet |
| Funding Stage | ||
| Funding Stage | Series A | Seed |
| Total Funding | ||
| Total Funding | $10.00M | $1.28M |
| Funding Rounds | ||
| Funding Rounds | 1 | 5 |
| Services | ||
| Services | Payment Hub, ACH, Fedwire, RTP, FedNow, Cross Border Payments, Virtual Accounts, Tokenized Deposits/Stablecoins, Foreign Exchange, Trade Finance | Business Bank Accounts, Cardless e-Wallets, Real-Time Financial Services, International Remittance, Human ATM Services, API Integration |
| Target Customers | ||
| Target Customers | Banks, Financial Institutions, Business Customers, Consumers, Credit Unions | Merchants, Platforms, Fintechs, Sole Proprietors, Self-Employed Individuals, Corporate Agents, Online & Physical Merchants |
| Taxonomy | ||
| Taxonomy | Cloud-based Payments, Global Transaction Banking, Real-time Payments, Embedded Finance, API Banking, Banking As A Service (BaaS), Payment Hub, Digital Core Integration, Multi-rail Payments, Foreign Exchange, Treasury Management, Open Banking, KYC And Compliance, Digital Account Opening, Instant Payments | Neo-Bank, Electronic Money Institution, Cardless Payments, Business Bank Accounts, E-Wallets, Alternative Payment Methods, Open Banking, Payment Gateway, Cross-Border Remittance, Crypto On/Off Ramps, Real-Time Payments, BACS, CHAPS, Faster Payments, SEPA & SEPA Instant, Financial Inclusion, Peer-to-Peer Payment System |
| Website | ||
| Website | finzly.com | sendspend.com |
About finzly
Finzly is a dynamic fintech startup founded in 2012, headquartered in the United States, with additional offices in Chennai and Pune, India. Positioned as "The best cloud-based payments platform for banks," Finzly offers a cloud-native operating system designed to modernize global transaction bankin...
About SendSpend
SendSpend, founded in 2016, is a UK-based Neo-Bank and an FCA-regulated Electronic Money Institution offering a diverse range of financial services. With a bold mission to innovate, the company is paving the way for the future of cashless transactions. Through its offerings such as business bank ac...
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Funding, hiring, leadership and stack changes at finzly and SendSpend — by email.
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Compiled from the BounceWatch company index. We last looked at finzly on 8 Apr 2026, and SendSpend on 15 Mar 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.