HYPOTEQ AG
HYPOTEQ – Your partner for mortgage financing in Switzerland: Simple, fast, and easy!
12 employees · est. 2020 · Switzerland
Oper Credits
Maker of Herman, the AI credit analyst for European mortgage lenders.
33 employees · est. 2018 · Belgium
Oper Credits is the older company (2020 vs 2018).
Side-by-Side Comparison
| Metric | HYPOTEQ AG | Oper Credits |
|---|---|---|
| Founded | ||
| Founded | 2020 | 2018 older |
| Headquarters | ||
| Headquarters | Switzerland | Belgium |
| Employees | ||
| Employees | 12 | 33 |
| Industry | ||
| Industry | Finance, Financial Services, Platforms | Fintech, Banking |
| Funding Stage | ||
| Funding Stage | Seed | Series A |
| Total Funding | ||
| Total Funding | $1.00M | $14.45M |
| Funding Rounds | ||
| Funding Rounds | 1 | 6 |
| Services | ||
| Services | Mortgage calculation and comparison, Personalized financial advisory, Hypothecary solutions for property purchase, Mortgage renewal and refinancing, Real-time interest rate procurement | Herman AI credit analyst, Origination platform, Document classification and verification, AI-driven decision readiness |
| Target Customers | ||
| Target Customers | Home buyers, Property investors, Homeowners seeking refinance, Real estate professionals, Financial intermediaries | mortgage lenders, financial institutions, European regulated lenders, loan origination professionals |
| Taxonomy | ||
| Taxonomy | Mortgage Financing, Independent Advisors, Digital Platform, Customized Solutions, Broker Services, Real Estate Support, Trustee Services, Credit Exchange, Swiss Exchange Access, Transparent Process, Client Relationship Management, Comprehensive Support, Mortgage Rate Comparison | AI Credit Analyst, Document Classification, Data Verification, Credit Policy Automation, Loan Origination, Human-in-the-Loop AI, Digital Mortgages, Mortgage Automation, Underwriting Automation, Fintech Integration, B2B SaaS Solutions, Credit Decisioning, Mortgage Technology, Digital Lending, AI For Lenders |
| Website | ||
| Website | hypoteq.ch | opercredits.com |
About HYPOTEQ AG
HYPOTEQ AG, founded in 2020, is a dynamic player in the Swiss financial ecosystem, focusing on providing seamless mortgage financing solutions. The company operates within the Finance, Financial Services, and Platforms industries from its headquarters in Switzerland. Positioning itself as "Your par...
About Oper Credits
Oper Credits, founded in 2018, is making waves in the Fintech and Banking industries with its AI-driven solution, Herman, tailored for European mortgage lenders. With the compelling slogan, "Maker of Herman, the AI credit analyst for European mortgage lenders," the company addresses crucial pain poi...
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Funding, hiring, leadership and stack changes at HYPOTEQ AG and Oper Credits — by email.
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Compiled from the BounceWatch company index. We last looked at HYPOTEQ AG on 11 Sep 2025, and Oper Credits on 3 Sep 2026. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.