Klarna vs Flex Pay (formerly Uplift)

Klarna logo

Klarna

The smart way to shop and pay

4488 employees · est. 2005 · Stockholm, Sweden

VS
Flex Pay (formerly Uplift) logo

Flex Pay (formerly Uplift)

The enterprise Buy Now, Pay Later solution for the world's leading travel, retail and e-commerce brands

159 employees · est. 2014 · San Francisco, United States

Klarna is the older company (2005 vs 2014); Klarna is the larger of the two.

Side-by-Side Comparison

Klarna Flex Pay (formerly Uplift)
Founded
2005 older 2014
Headquarters
Stockholm, Sweden San Francisco, United States
Employees
4488 larger 159
Industry
E-Commerce, Fintech, Payments E-Commerce, Finance, Fintech
Funding Stage
IPO Debt Financing
Total Funding
$5.62B $689.00M
Funding Rounds
31 7
Services
Flexible Payment Options, Membership Plans with Benefits, Cashback on Purchases, Expense Tracking, Financial Insights, Shopping Discounts Not tracked yet
Target Customers
Online Shoppers, Physical Store Consumers, Merchants, Individuals Seeking Budget Management, Users Seeking Reward Programs Not tracked yet
Taxonomy
AI-powered PaymentsCommerce NetworkPayment SolutionsConsumer FinancingMerchant GrowthFlexible Payment Options +8 Buy NowPay LaterEnterprise SolutionTravel IndustryRetail IndustryE-commerce Industry +6
Website
klarna.com uplift.com
Klarna logo

About Klarna

Klarna is an AI-powered global payments and commerce network based in Stockholm, Sweden. It offers payment and financial solutions to online shoppers, physical store consumers, merchants, and individuals seeking budget management and reward programs. Founded in 2005, Klarna provides flexible paymen...

Flex Pay (formerly Uplift) logo

About Flex Pay (formerly Uplift)

Uplift Inc. is a leading Buy Now, Pay Later solution, catering to the world's top enterprise brands in the E-Commerce, Finance, Fintech, Information Technology, and Payments industries. Founded in 2014 and headquartered in the United States, Uplift aims to provide personalized and flexible payment o...

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Frequently Asked Questions

Klarna was founded in 2005, based in Stockholm, Sweden, with 4,488 employees. Klarna is an AI-powered global payments and commerce network based in Stockholm, Sweden. It offers payment and financial solutions to online shoppers, physical store consumers, merchants, and individu. Flex Pay (formerly Uplift) was founded in 2014, based in San Francisco, United States, with 159 employees. Uplift Inc. is a leading Buy Now, Pay Later solution, catering to the world's top enterprise brands in the E-Commerce, Finance, Fintech, Information Technology, and Payments industries. Founded in 201.
Klarna has raised $5.62B and Flex Pay (formerly Uplift) $689.00M. Latest stage: Klarna IPO, Flex Pay (formerly Uplift) Debt Financing.
Both work in E-Commerce, Fintech and Payments and list flexible payment options among their focus areas.

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Compiled from the BounceWatch company index. We last looked at Klarna on 30 Oct 2026, and Flex Pay (formerly Uplift) on 12 Sep 2024. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.

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