Bivial AG (formerly Klarpay AG) vs Relio
Bivial AG (formerly Klarpay AG)
Corporate Swiss Accounts and Merchant Payments regulated under the Swiss Federal Banking Act Art. 1b
44 employees · est. 2019 · Zug, Switzerland
Relio
Relio – the Swiss digital account for businesses
39 employees · est. 2020 · Zurich, Switzerland
Bivial AG (formerly Klarpay AG) is the older company (2019 vs 2020).
Side-by-Side Comparison
| Metric | Bivial AG (formerly Klarpay AG) | Relio |
|---|---|---|
| Founded | ||
| Founded | 2019 older | 2020 |
| Headquarters | ||
| Headquarters | Zug, Switzerland | Zurich, Switzerland |
| Employees | ||
| Employees | 44 | 39 |
| Industry | ||
| Industry | Financial Services, Fintech, Payments | Financial Services, Fintech, Banking |
| Funding Stage | ||
| Funding Stage | Seed | Seed |
| Total Funding | ||
| Total Funding | Not tracked yet | $3.70M |
| Funding Rounds | ||
| Funding Rounds | Not tracked yet | 3 |
| Services | ||
| Services | deposit-taking institution, multi-currency business accounts, global payment disbursement, currency exchange services, merchant payment processing, financial platform integrations | Online business account opening, International money transfers, Multi-currency wallets, Personalized customer support, Software integrations |
| Target Customers | ||
| Target Customers | digital businesses, corporate account holders, entrepreneurs, businesses with global operations, individuals associated with businesses | Small businesses, Freelancers, Startups, Medium enterprises, Complex business structures |
| Taxonomy | ||
| Taxonomy | Digital PaymentsE-commerce SolutionsMulti-currency AccountsCross-border PaymentsMerchant ServicesIBAN Accounts +6 | Digital BankingBusiness AccountsSME BankingCompliance AutomationKYC SolutionsPayment Processing +7 |
| Website | ||
| Website | klarpay.ch | relio.ch |
About Bivial AG (formerly Klarpay AG)
Bivial AG, formerly known as Klarpay AG, is making significant strides in the Financial Services, Fintech, Payments, and Banking industries. The company, founded in 2019, is headquartered in Zug, Switzerland, and distinguishes itself as a deposit-taking financial institution by being authorised and...
About Relio
Relio is a promising player in the world of financial services, revolutionizing how businesses navigate digital banking solutions. Founded in 2020, this innovative startup offers the unique proposition of providing a Swiss digital payment account, even for complex companies. With just a few clicks,...
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Compiled from the BounceWatch company index. We last looked at Bivial AG (formerly Klarpay AG) on 11 Sep 2025, and Relio on 3 Jul 2025. Where a field is blank here, it means we have not recorded it — not that the answer is zero. How we source and date this.
